Telematics has long been a watch word for the insurance industry; we want your thoughts on how it will affect the insurance industry this year.

Do you see a future in which telematics plays a bigger part in the Australian insurance industry or do you think telematics is a flash in the pan?

With QBE the current Australian market-leader in telematics and AAMI dabbling in the space with its Safe Driver app, telematics are present in the Australian market but limited when compared with other countries.

Is this the way the industry will continue or will telematics make its mark on the Australian industry in 2016?

Let us know in our latest poll.