Victoria has experienced a sharp increase in burglary and break and enter offences, with nearly 50,000 incidents reported in the year ending June 2025 - this represents an almost 20% rise from the previous year, according to Crime Statistics Victoria. The escalation in property crime is expected to result in a corresponding increase in home insurance claims, as residents seek compensation for stolen or damaged property.

The latest figures come as Victoria Police recorded 483,583 criminal incidents across the state in the same period. This represents an 18.3% rise compared to 408,930 incidents reported in the previous year.

RACV issues post-burglary guidance for policyholders

In response to the growing number of break-ins, the Royal Automobile Club of Victoria (RACV) has released updated recommendations for homeowners on how to handle the aftermath of a burglary.

RACV general manager insurance and roadside, Bill Bloodworth, underscored the importance of prioritising personal safety before addressing property loss. “If you suspect an intruder may still be inside your home, do not enter,” Bloodworth said. “Your safety is far more important than any possession. If intruder suspected inside – do not enter, move to secure location, call 000.”

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RACV’s recommended steps for affected homeowners include:

• Moving to a secure location and contacting emergency services if there is any risk.
• Reporting the incident to Victoria Police via the Assistance Line at 131 444l
• Documenting all damage and compiling a list of missing items, including serial numbers where possible.
• Contacting their insurance provider to initiate claims for stolen or damaged property.
• Making urgent repairs to secure entry points.
• Reviewing and enhancing home security measures, such as installing deadlocks, alarms, and CCTV.

Community involvement and risk mitigation

Neighbourhood Watch Victoria is encouraging residents to engage with their local communities as a means of reducing crime. CEO Bambi Gordon said: “Knowing your neighbours isn’t just about friendship and community connection – it is also a proven crime prevention tactic.”

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RACV is supporting Neighbourhood Watch’s Crime Prevention Month, which aims to provide practical crime prevention resources and foster closer ties between residents and Victoria Police. The initiative is designed to help communities share timely crime information and prevention strategies.

Insurance documentation and recovery support

RACV is advising policyholders to maintain detailed inventories of their possessions, including receipts and valuation certificates, to streamline the claims process. Homeowners are also encouraged to regularly review their insurance coverage to ensure it accurately reflects the value of their property and contents.

For those experiencing emotional distress after a break-in, support services are available through the government’s Victims of Crime website and mental health professionals.

To reduce the risk of repeat incidents, RACV recommends securing all access points, installing monitored alarm systems, removing potential hiding spots around the property, and using smart home technology to create the appearance of occupancy. Storing valuables in a home safe is also advised.