Coverages: Cyber
The Small Business Cyber Security Best Practice Guide* published by the Australian Small Business and Family Enterprise Ombudsman notes that small business is the target of 43% of all cyber crimes. Yet an astonishing 33% of businesses with fewer than 100 employees don’t take proactive measures against cyber security breaches and 87% of small businesses believe their business is safe from cyber attack because they use antivirus software alone.
Coverages: Accident and Sickness
IMA Social and Digital Media offers innovative solutions to enhance your online presence. They provide expert social media management, digital marketing strategies, and content creation to engage your audience effectively. By leveraging the latest trends and platforms, IMA helps businesses boost brand visibility, drive traffic, and foster customer loyalty. Their tailored approach ensures businesses stay ahead in the ever-evolving digital landscape.
Coverages: Product Liability | Professional Indemnity | Public Liability
FTA Insurance's Information Technology Liability policy offers comprehensive coverage tailored for IT professionals. With limits up to $20 million, it features a full civil liability insuring clause, Extended Continuous Coverage, and Difference in Condition and Difference in Limits provisions.
Coverages: Cyber
FTA Insurance offers one of the market's broadest Cyber Liability policies, featuring comprehensive definitions without common limitations. The modular design allows customization to align with an insured's specific business profile. This policy provides robust protection against escalating cyber threats, ensuring businesses are well-prepared for potential cyber incidents.
Coverages: Product Liability | Professional Indemnity | Public Liability
Keystone's Information Technology insurance provides tailored coverage for IT professionals against claims arising from alleged breaches of professional duty, personal injury, or property damage linked to their services. The policy includes a wide range of automatic and optional extensions offering limits up to $10 million. Preferred occupations encompass consultants, data service providers, designers, developers, distributors, manufacturers, project managers, suppliers, and website hosting services.
Coverages: Professional Indemnity
High Street Underwriting Agency's Tech Insurance offers specialised coverage for technology professionals, addressing risks such as errors and omissions, data breaches, and intellectual property disputes. This policy ensures that tech businesses can operate confidently, knowing they are protected against potential legal and financial challenges. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal.
Coverages: Professional Indemnity
Woodina's IT Liability Insurance offers comprehensive protection for IT professionals and contractors by combining Professional Indemnity, Public Liability, and Product Liability into a single policy. This integrated coverage safeguards against legal liabilities arising from failures in IT products, services, or advice, addressing potential gaps when policies are purchased separately. Coverage limits extend up to $10 million for Professional Indemnity and up to $20 million for Public and Products Liability.
Coverages: Professional Indemnity
Woodina’s Excess Layer Insurance provides additional Professional Indemnity coverage above primary policy limits, offering extra protection for professionals exposed to high-value risks. Ideal for those in complex or high-stakes fields, it covers legal defence costs and compensation beyond standard limits. With flexible top-up options, this policy ensures professionals maintain strong financial protection and peace of mind against large or unexpected liability claims.
Coverages: Cyber
Coalition's Active Cyber Insurance offers Australian businesses comprehensive coverage against digital threats, including ransomware and data breaches. This policy integrates continuous risk assessment, proactive protection through the Coalition Control™ platform, and expert incident response services. Additionally, it provides Technology Errors & Omissions coverage, safeguarding against liabilities from technology services or products.
Coverages: Cyber
Coalition's Cyber Excess Follow Form Policy offers Australian businesses up to AUD 20 million in excess cyber liability coverage, complementing primary policies from other insurers. This policy can include drop-down cover for select sub-limited exposures, such as funds transfer fraud and social engineering, via endorsement. Policyholders also gain access to Coalition Control™, a cyber risk management platform, and a dedicated security support team.