Coverages: Strata - Residential | Strata - Commercial | Property Damage | Public Liability | Directors and Officers Liability

Strata insurance for owners corporations (bodies corporate) covering shared property in strata-titled apartments, townhouses and multi-unit complexes. Includes building cover, common area contents such as lobby, gym and community room furniture, public liability, office bearers' liability, temporary accommodation and rent, and catastrophe cover for major events such as floods, bushfires and extreme storms.

Coverages: Contents | Personal Liability

Covers the belongings inside a strata home that the building policy doesn't, including furniture, clothing, electronics, internal carpets, blinds and appliances. Protects against fire, theft, storm, flood, escaped water and natural disasters, with legal liability up to $30 million, temporary accommodation and moving cover. Strata lot owners pay no excess where CHU also insures the building for the same incident.

Coverages: Contents | Personal Liability | Tenant Legal Liability

Contents insurance for renters that helps cover the cost of repairing or replacing personal belongings after storm, fire, theft, flood and natural disasters. Includes legal liability up to $30 million, temporary accommodation, moving cover, electrical motor burnout, environmental upgrades and food spoilage. Optional accidental damage and portable contents cover, plus 24/7 claims and emergency assistance.

Coverages: Strata - Residential | Strata - Commercial | Property Damage | Public Liability | Directors and Officers Liability

Specialist strata insurance for owners corporations of residential, commercial and mixed-use buildings. Covers the building and common property against insured events such as fire, storm, water damage and theft, plus legal liability, office bearers' liability, fidelity guarantee, voluntary workers, machinery breakdown and catastrophe cover. Arranged by CHU as agent for QBE Insurance (Australia) Limited.

Coverages: Strata - Residential | Property Damage | Public Liability | Directors and Officers Liability | Crime

Protects the building and shared common property of residential strata schemes, including apartments, units, townhouses and duplexes. Includes building and common area contents, legal liability, temporary accommodation and rent, voluntary workers, office bearers' liability, fidelity guarantee and cyber, and emergency protection. Optional catastrophe, machinery breakdown and Lot Owners' Contents Extension available.

Coverages: Landlords | Contents | Home | Public Liability | Financial Loss

Insurance for owners of residential investment properties, including strata units, apartments, townhouses, villas and freestanding houses. Covers loss of rent, tenant-related accidental and malicious damage and theft, legal liability up to $30 million and chemical decontamination, with building and contents options. Optional rent default by tenant cover. Landlord excess waived where CHU also insures the strata building.

Coverages: Contents | Personal Liability

Covers loss of or damage to personal belongings from insured events such as theft, burglary, storm, flood, fire and lightning. Designed for owners and renters in apartments, units, villas and townhouses, and renters within community associations. Includes legal liability up to $30 million, eligible fixtures, moving cover and electrical motor burnout. Optional accidental damage and portable contents cover.

Coverages: Strata - Community Association | Property Damage | Public Liability | Crime | Directors and Officers Liability

Insurance for community associations covering community property and common areas such as roadways, paths, communal gardens and recreational facilities. Includes insured property cover, legal liability, voluntary workers' cover and fidelity guarantee against fraudulent misappropriation of funds. Optional office bearers' liability, catastrophe insurance and machinery breakdown cover available.

Coverages: Home | Contents | Personal Liability | Strata - Community Association

Home and contents insurance for homeowners within a community association, covering their own home separately from the association's shared property. Choose building cover, contents cover or both, with legal liability up to $30 million, temporary accommodation, a buildings sum insured safeguard, and benefits such as replacement locks, food spoilage and cover while moving. Optional accidental damage and portable contents.

Coverages: Building - Build to Rent Residential | Property Damage | Public Liability | Business Interruption | Equipment Breakdown

Insurance for residential build-to-rent developments where all units are retained by a single owner, developer or managed investment trust and leased directly to tenants. Covers buildings and insured contents, loss of rent, legal liability and machinery breakdown, with additional benefits including catastrophe cost escalation, emergency protection and environmental improvements.