Coverages: Legal Expenses

SUA's Legal Expenses Insurance enables SMEs to pursue or defend legal rights by providing access to expert legal resources that might otherwise be cost-prohibitive. The policy covers disputes related to sales or supply of goods and services, property issues, employment matters, data protection under the Privacy Act, and tax audits. This coverage helps protect cash flow from excessive legal costs and supports effective risk management. 

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's IT Legal Liability Insurance offers comprehensive coverage tailored for IT professionals and companies. This policy safeguards against claims arising from professional negligence, errors, or omissions in delivering IT services or products. It encompasses protection for legal defense costs and potential damages, ensuring that IT businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Contents | Umbrella / Excess

SUA's Excess Burglary insurance provides follow-form excess coverage for Stock and/or Contents for clients needing additional protection beyond their existing Industrial Special Risks (ISR) or Business Package policies. With a capacity of up to $2 million, the policy can attach at $50,000, depending on occupation and risk details. Optional extensions include theft without forcible entry, theft of property in the open air, and coverage for goods in trust or on commission.

Coverages: Environmental Liability

SUA's Environmental Impairment Liability insurance offers coverage for businesses against liabilities arising from pollution events and environmental damage. This policy is designed to address risks associated with environmental incidents, providing financial protection and support for remediation efforts. For detailed information on coverage options and policy features, please contact SUA directly. 

Coverages: Employment Practices Liability | Statutory Liability

SUA's Corporate Practices Protection insurance is specifically designed for large corporate clients, offering coverage for fines and penalties, inquiry costs, and employment practices liabilities. This policy provides comprehensive protection tailored to the complex needs of sizable organizations, ensuring robust risk management solutions. 

Coverages: Property Damage

SUA via Mirabelle Underwriting offers Contract Works insurance designed to provide comprehensive coverage for construction projects. This policy typically includes protection against material damage, public liability, and other risks associated with construction activities. It is tailored to meet the needs of contractors and builders, ensuring financial security against unforeseen events during the construction period. For detailed information and specific coverage options, please contact SUA directly.

Coverages: Management Liability

SUA's Business Practices Protection insurance is a modular management liability product designed for private companies with revenues up to $100 million. It combines four stand-alone broadform coverages into a comprehensive offering, including Statutory Liability, Employment Practices Liability, Directors & Officers Liability, and Company Liability, as well as Fidelity Guarantee and Tax Audit as optional extensions. The policy features a broad occupation appetite, automatically includes all subsidiary companies, and offers limits of indemnity up to $10 million.

Coverages: Business Interruption | Product Liability | Property Damage | Public Liability

AIB Insurance offers specialized Child Care Insurance packages tailored for licensed childcare centers, kindergartens, pre-schools, and related facilities. These comprehensive packages include Property and Contents, Business Interruption, and more. Designed to address the unique risks of childcare operations, these packages are available to brokers nationwide. 

Coverages: Abuse Liability | Accident and Sickness | Management Liability | Product Liability | Professional Indemnity | Public Liability

AIB Insurance, in partnership with Ansvar, offers a specialized Child Care Insurance Package tailored for licensed childcare centers, kindergartens, pre-schools, and related facilities. This comprehensive package includes Public and Products Liability (with optional Molestation Cover), Professional Indemnity, Management Liability, for both registered children and voluntary workers. 

Coverages: Product Liability | Public Liability

AIB Insurance offers specialized Tour Operators Liability Insurance packages tailored for small to medium-sized tourism businesses. Coverage includes Statutory Liability up to $50,000, Public Liability for vessels up to 10 meters or 49 HP, and protection for guests' property in the operator's control up to $250,000. This package caters to various operators, including 4WD camping tours, bus tour operators, and wildlife parks.