Coverages: Directors and Officers Liability

DUAL Australia's Directors and Officers (D&O) insurance protects business leaders from personal liability arising from decisions made in their official capacity on behalf of the company. It covers claims related to alleged wrongful acts, such as breaches of fiduciary duty, mismanagement, or errors in judgment. This coverage includes legal costs, settlements, and other liabilities, promoting responsible governance.

Coverages: Bodily Injury | Product Liability | Product Recall | Public Liability

Coverages: Accident and Sickness | Accidental Death and Disability

Attracting and retaining top talent is an imperative in today’s skills landscape. Whether an organisation is looking to be an employer of choice or operates in an Australian state where workers’ compensation does not extend to commuting incidents, AHI's Journey Cover offers financial support in case of accidental death or injury during an employee's commute to and from work.

Features: Lump-sum payments; Weekly payments.

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Business Interruption | Contents | Property Damage

Australasia Underwriting's (AUPL) Industrial Special Risks (ISR) Insurance provides comprehensive protection for customers with Commercial asset values above $1m. This policy safeguards against physical loss or damage to property and offers optional business interruption coverage. Utilising the Mark V wording, it delivers tailored solutions to meet complex commercial needs.

Coverages: Commercial General Liability | Premises Liability | Product Liability | Public Liability

Australasia Underwriting’s General Liability Insurance provides broad protection for businesses against third-party claims involving personal injury or property damage arising from their operations or products. With an appetite for a wide range of industries that require a fresh approach to complex challenges. Our Broadform coverage for legal defence and compensation costs. This policy helps businesses manage risk and operate with confidence, backed by experienced underwriting and tailored liability solutions.

Coverages: Legal Expenses | Marine

Marine Bind’s Supply Chain Risk Cover product provides a unique fusion of cargo, storage, delay, consequential loss, legal liability and legal expense coverage. This cover extends across the policyholders’ supply chains – from supplier through to customers – locally and internationally. Designed for all types of businesses but particularly with importers in mind. Companies are increasingly reliant on extended supply chains and are exposed to a wide range of diverse risk exposures that can impact their financial well-being. This policy delivers coverage not otherwise found on standard cargo policies.

Coverages: Professional Indemnity

Agile Underwriting Services offers Professional Indemnity Insurance tailored for businesses and individuals providing professional advice or services. This coverage protects against claims of financial loss, bodily injury, or property damage resulting from acts, errors, or omissions in the performance of professional duties. Key benefits include coverage for defamation, intellectual property breaches, loss of documents, and privacy breach costs. 

Coverages: Professional Indemnity

DUAL Australia's Professional Indemnity insurance offers tailored coverage for professionals against claims of negligence or professional misconduct. Designed for various occupations, including consultants, engineers, and accountants, the policy covers legal defence costs and potential damages. With industry-specific wordings and flexible solutions, DUAL ensures comprehensive protection, allowing professionals to operate with confidence and meet contractual or regulatory requirements.

Coverages: Professional Indemnity

CFC's Professional Indemnity insurance offers comprehensive protection for businesses against legal expenses, damages, and financial liabilities arising from professional services. Key features include full civil liability coverage, continuous cover, and protection against intellectual property rights infringement. This modular policy is tailored to address the diverse exposures faced by professional services firms, ensuring resilience in the face of unexpected challenges.