A+H - Journey PA
- Accident and Sickness
- Individual and group
- Business owners
Product Overview
A+H - Journey PA by Agile Underwriting Services helps protect employees on direct trips to and from their workplace. It sits in Agile’s accident and health portfolio and supports businesses right across all Australian states.
This journey cover responds when an employee is injured or falls ill during that direct commute. It can support state schemes where journey cover is limited or not available.
About A+H - Journey PA by Agile Underwriting Services
The policy offers weekly income replacement during temporary total disablement, plus lump sum benefits for accidental death or permanent disability. Coverage can run up to age 85, with limits available up to AUD 2m.
A+H - Journey PA by Agile Underwriting Services can be tailored for individual workers, groups, and business owners. Brokers can select benefit levels, sums insured and draw from more than 25 extra benefits for different needs.
Premiums start from $750, with no broker contract required to access A+H - Journey PA by Agile Underwriting Services. Brokers ready to quote or discuss a case can use the on-page underwriter contact options, like the ‘Contact Underwriter for Quote’ function, product documents, and Agile proposal links.
A+H - Journey PA by Agile Underwriting Services FAQs
What types of businesses can use this insurance policy?
This journey personal accident cover suits organisations that want extra protection for people travelling directly between home and work. A+H - Journey PA by Agile Underwriting Services can support employers, associations, and business owners across all Australian states and want added commute protection under the Travel Insurance line of business.
What level of cover is available under A+H - Journey PA by Agile Underwriting Services?
The policy shows a maximum benefit limit of AUD 2m for this product. Within that limit, brokers can choose weekly income replacement and lump sum scales that align with client salary bands and key roles.
What types of injuries or illnesses are typically considered under journey personal accident insurance cover?
The product focuses on injury, sickness, disability, or death that happens during a direct commute between home and the workplace. A+H - Journey PA by Agile Underwriting Services responds with weekly income benefits for temporary total disablement and lump sum payments for accidental death or permanent total disablement.
In what situations might a business consider extending journey cover to include breaks or short side trips?
This Agile product notes the option to extend cover to recess or lunch breaks during the workday. A+H - Journey PA by Agile Underwriting Services can appeal where staff routinely leave the premises for meals, and employers want that extra layer of accident cover around their standard commute protection.
How flexible are the benefits available under the A+H - Journey PA by Agile Underwriting Services?
The material highlights more than 25 additional benefits that can be added to the core journey accident cover. Brokers can tailor weekly benefits, lump sum amounts, age limits up to 85, and optional extensions, using Agile’s proposal form and platform tools to shape the policy around each group.
Accident and Health
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