Commercial Insurance

Coverages: General Liability

Gateway’s Online Trades Liability Product is designed for SME trade businesses with up to $2.5M in turnover. Offering limits of up to $20M, it includes $250,000 in contractors pollution liability and $250,000 in legal expenses cover.

Coverages: Casualty

Agile Underwriting Services offers tailored Casualty insurance products designed to meet the specific needs of over 870 occupations. Their policies provide Public and Products Liability coverage, including standard benefits such as property in care, custody, or control, drone usage, claims preparation costs, and overseas personal liability. The experienced Agile team collaborates with brokers to customize coverage, ensuring comprehensive protection for diverse business activities. 

Coverages: Accident and Sickness

Agile Underwriting's Directors Personal Accident Insurance offers coverage for company directors against injury or sickness. The policy provides weekly income replacement during temporary inability to work and lump sum benefits for permanent total disability or accidental death. It can be tailored with over 25 additional benefits and various scopes of cover, including 24/7, working hours only, and outside working hours only. 

Coverages: Business Interruption | Cyber | Defamation | Media Liability | Statutory Liability

ProRisk’s Cyber and Privacy Liability is designed for small businesses with comprehensive cover which includes business interruption, data and application restoration costs, cyber incident response, cyber extortion, cyber crime, data breach, privacy and statutory liability. ProRisk’s cyber and privacy breach response team comprises cyber incident managers, forensic investigators and loss adjusters.

Coverages: Directors and Officers Liability

ProRisk's Directors & Officers Excess is designed to meet the needs of small to medium sized businesses registered and trading in Australia

Coverages: Directors and Officers Liability

ProRisk's Directors & Officers Liability cover is designed for private company directors & officers for businesses registered and trading in Australia.

Coverages: Abuse Liability | Business Packages

ProRisk's General Property cover provides cover for small businesses for General Property and Tools of Trade

Coverages: Employment Practices Liability| Management Liability | Statutory Liability

ProRisk’s Management Liability insurance covers risks arising from the actions and decisions of directors, officers and managers, which arise from the running of a business.

Coverages: General Liability | Product Liability | Public Liability

ProRisk’s Public and Products Liability is an essential insurance product for Australian small businesses. Also referred to as Broadform Liability or General Liability, it provides coverage for personal injury or property damage and helps protect your legal liability to third parties in the operation of your business.

Coverages: Business Interruption | Business Packages | Contents | Equipment Breakdown

ProRisk’s Small Business Package provides a range of commonly required covers to protect your client’s business assets and allows you to tailor the cover your clients need for their business.