Coverages: Travel

CFC's Corporate Travel Insurance offers comprehensive protection for businesses and their employees during domestic and international travel. The policy encompasses 12 sections of coverage, including personal accident and sickness, kidnap and ransom, overseas medical expenses, travel assistance services, travel disruption, baggage and money loss, rental vehicle excess, personal liability, extra-territorial workers' compensation, political unrest evacuation, search and rescue expenses, and additional benefits. This extensive coverage ensures financial protection against unexpected events during business trips.

Coverages: Cyber

Emergence Insurance's Group Personal Cyber Insurance is purchased by businesses providing cyber protection for their employees and their families. This core policy includes cover for cyber events, including hacking, crimeware, cyber extortion, cyber espionage and denial of service. Coverage includes cyber event response costs such as credit and identity monitoring, data restoration, legal costs, and cyber extortion costs. Base premiums start at $25 per employee for $20,000 coverage, with a minimum base premium of $300.

Coverages: Cyber

Emergence Insurance's Cyber Event Protection policy offers comprehensive cyber insurance for SME businesses. The core policy includes losses to your business, loss to others, and cyber event response costs. Optional coverages include non-IT contingent business interruption and system failure, criminal financial loss, socially engineered theft, directors and officers' liability, tangible property, and joint venture cover.

Coverages: Cyber

Emergence Insurance's Cyber Enterprise Solution policy offers comprehensive cyber insurance for large enterprises with revenues exceeding $250 million. The core policy includes business interruption, dependent business interruption, cyber and privacy liability, and cyber incident response costs. Optional coverages include reputational harm, system failure, multimedia liability, tangible property, and joint venture cover.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.

Coverages: Representations and Warranties

DUAL Australia's Warranty and Indemnity insurance provides specialised coverage for parties involved in mergers and acquisitions (M&A). It protects an insured against financial loss arising from a breach of the warranties or indemnities given by the warrantors (usually the seller) under a sale agreement and enables smoother transactions by transferring risk from the purchaser. As a result of the transfer of risk from the purchaser to the insurer, W&I insurance facilitates deals and enhances deal security and confidence for the parties involved. It also provides a clean exit for sellers and reduces the potential for disputes between the negotiating parties.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Damages and Fines | Legal Expenses

DUAL Australia's Statutory Liability insurance protects businesses against legal liabilities from unintentional breaches of legislation, including health, safety, and environmental laws. The policy covers fines, penalties, legal costs, and expenses related to investigations. Optional coverage for enforceable undertakings is also available. This insurance can be purchased as a standalone policy or as part of DUAL's Evolution suite, providing comprehensive protection in an increasingly regulated environment.

Coverages: Medical Expenses