Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Commercial General Liability | Premises Liability | Product Liability | Public Liability

Australasia Underwriting’s General Liability Insurance provides broad protection for businesses against third-party claims involving personal injury or property damage arising from their operations or products. With an appetite for a wide range of industries that require a fresh approach to complex challenges. Our Broadform coverage for legal defence and compensation costs. This policy helps businesses manage risk and operate with confidence, backed by experienced underwriting and tailored liability solutions.

Coverages: Product Liability | Professional Indemnity | Public Liability

Keystone's Information Technology insurance provides tailored coverage for IT professionals against claims arising from alleged breaches of professional duty, personal injury, or property damage linked to their services. The policy includes a wide range of automatic and optional extensions offering limits up to $10 million. Preferred occupations encompass consultants, data service providers, designers, developers, distributors, manufacturers, project managers, suppliers, and website hosting services.

Coverages: Business Interruption

Coverages: Crime | Directors and Officers Liability | Employment Practices Liability | Management Liability | Statutory Liability

Management Liability insurance from CFC protects company directors, officers, and senior management against claims arising from their decisions and actions. It covers legal costs, regulatory investigations, employment disputes, and allegations of mismanagement. Designed for businesses of all sizes, this policy helps safeguard personal assets and company reputation, offering expert support and comprehensive coverage in an increasingly complex and litigious business environment.

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Legal Expenses

High Street Underwriting Agency offers Commercial Legal Expenses Insurance designed to protect businesses against the financial burden of unexpected legal disputes. This coverage ensures that companies can navigate legal challenges confidently, safeguarding their financial stability. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal. 

Coverages: Life

Voluntary Workers' Accident Insurance provides coverage for individuals performing voluntary work on behalf of an organization, offering benefits for accidental death and injury sustained during such activities. Key benefits include the ability to package with other products, individual quotes or scheme solutions, limits up to $250,000 for accidental death, weekly benefits up to $1,000 for accident or sickness, and a wide range of automatic and optional extensions available including Non- Medicare Medical.

Coverages: Accident and Sickness

Keystone's Accident and Sickness insurance offers comprehensive coverage for individuals and organisations. Key benefits feature flexible packaging, tailored quotes, 24/7 coverage whilst travelling, Unlimited Medical Cover (up to 24 months), Private Travel for Executives, Emergency Medical Evacuation, Cancellation Costs, Loss of Deposits, Local Underwriters and caring Claims team.