Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.

Coverages: Management Liability | Professional Indemnity

FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Cyber

Keystone's Cyber Liability insurance provides comprehensive coverage against cyber threats, including data breaches, business interruptions, and remediation expenses. The policy encompasses protections such as computer system security failure, cyber business interruption costs, cyber claim defence costs, cyber emergency services, cyber extortion events, data breaches, media claim defence costs, and regulatory investigations. Key benefits include the ability to package with other products, offering individual or scheme-based quotes, and coverage limits up to $500,000.

Coverages: Public Liability

Amazon Underwriting’s Homebiz Public and Products Liability Insurance is designed for home-based businesses, offering protection against third-party injury and property damage claims. With flexible cover tailored to over 90 occupations, it includes limits up to $20 million and automatic inclusion of care, custody, and control up to $100,000 $100,000. This policy ensures home business operators are protected with peace of mind with comprehensive liability coverage. This policy can be purchased stand alone or together with Amazon’s HomeBiz Property, providing a tailored insurance package.

Coverages: Property Damage

Amazon Underwriting’s Homebiz Property Insurance is designed for home-based businesses, offering cover for both the domestic assets (home, contents, specified contents, portable contents) and business equipment/stock/merchandise and domestic legal liability all under the one policy. This means no gaps in cover between domestic and commercial policies, one insurer and one excess. This policy can be purchased stand alone or together with Amazon’s HomeBiz Public and Products Liability, providing a tailored insurance package.

Coverages: Representations and Warranties

CFC’s Transaction Liability – Seller Protect insurance is designed to shield sellers from financial loss due to warranty breaches after a business sale. It covers legal costs, damages, and defense expenses, offering peace of mind and a cleaner exit. Ideal for individuals or businesses with limited recourse, this policy ensures sellers retain more proceeds and reduces post-transaction risk exposure.

Coverages: Representations and Warranties

CFC’s Secondary Liquidity Solutions insurance supports private equity firms and investors during secondary transactions by protecting against unknown liabilities in legacy portfolios. It offers coverage for tax, legal, and regulatory risks, enabling cleaner exits and smoother capital returns. Tailored for complex deals, this policy enhances transaction certainty, safeguards investor interests, and supports strategic portfolio management in an evolving secondary market landscape.

Coverages: Representations and Warranties

CFC’s Transaction Liability – Buyer Protect insurance is designed to provide buyers of small businesses with peace of mind during and after the transaction, providing cover for up to 100% of enterprise value (EV). It covers for financial loss arising from a breach of or inaccuracy in the warranties given by the seller or on their behalf, where there is evidence that the seller had knowledge of the breach.