Coverages: General Liability | Product Liability | Public Liability

ProRisk’s Public and Products Liability is an essential insurance product for Australian small businesses. Also referred to as Broadform Liability or General Liability, it provides coverage for personal injury or property damage and helps protect your legal liability to third parties in the operation of your business.

Coverages: Product Liability | Public Liability

General liability insurance is a crucial safeguard for businesses across various industries, including general trades, hospitality, manufacturing, and property ownership. This coverage protects against claims of bodily injury, property damage, and advertising injuries that may arise during business operations. By securing general liability insurance, businesses can mitigate financial risks associated with potential lawsuits and unforeseen incidents, ensuring continued stability and peace of mind.

Coverages: Commercial General Liability | Public / Product Liability | Public Liability | Umbrella / Excess

Broad appetite for underwriting complex occupations. Our experienced Liability specialists are dedicated to providing tailored solutions to meet your needs. With available limits of $20M for Primary and $30M for Excess of Loss (XOL), $25M for Environmental Impairment Liability (EIL) along with optional extensions for Product Recall, $10M for Asbestos Liability, Errors and Omissions (E&O), and Care, Custody, and Control (CCC), we can craft exclusive products designed for both established and emerging broker portfolios.

Coverages: Product Recall

Product Recall insurance from CFC provides vital protection for businesses facing the costs and consequences of recalling a defective or contaminated product. It covers expenses like notification, disposal, business interruption, and brand rehabilitation. Suitable for manufacturers, distributors, and retailers, this policy helps manage reputational and financial damage, ensuring swift response and recovery in the event of a product safety issue or supply chain crisis.

Coverages: Fully Comprehensive| Public Liability | Third-Party Damage

Our Commercial Fleet product offers cover for a wide range of industries and companies focusing on SME to large corporates.

Coverages: Commercial General Liability

Woodina's General Liability Insurance safeguards businesses against legal liabilities, including defense costs, arising from third-party injuries or property damage during service provision. Coverage extends to incidents occurring both on business premises and external locations. Product Liability is typically included, covering claims from bodily injury or property damage due to product failures. This comprehensive policy ensures businesses operate confidently, protected against unforeseen liabilities.