Coverages: Cyber | Professional Indemnity | Public Liability

Edge Underwriting's PI – TECH insurance offers comprehensive professional indemnity coverage tailored for technology companies. It includes protection against cyber attacks, data breaches, contractual liabilities, and intellectual property infringements. Notably, the policy provides broad coverage without exclusions for civil fines, project delays, or third-party defects, and offers worldwide civil liability protection. Additionally, it covers costs for claim mitigation and fees withheld by clients to prevent larger claims.

Coverages: Product Liability | Professional Indemnity | Public Liability

DUAL Australia's Information Technology insurance offers a combined Professional Indemnity and Public Liability policy tailored for IT professionals. It provides coverage for legal defence costs and potential damages arising from client claims. The policy caters to various IT occupations, including software development, IT consulting, and website development, ensuring comprehensive protection against industry-specific risks.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Crime | Cyber

DUAL Australia's Cyber Insurance provides comprehensive coverage for businesses against cyber threats, including privacy breaches, network security failures, and cyber extortion. The policy covers third-party liabilities, business interruption losses, data restoration, and response costs such as IT forensic investigations and legal expenses. Coverage is also available via optional extension for direct financial losses incurred due to social engineering and cyber fraud. Every DUAL Cyber Insurance policyholder enjoys round-the-clock access to a dedicated incident response team backed by a panel of specialist technical vendors, offering immediate assistance in effectively managing and mitigating the potentially severe consequences of a cyber incident.

Coverages: Business Interruption | Cyber | Defamation | Media Liability | Statutory Liability

ProRisk’s Cyber and Privacy Liability is designed for small businesses with comprehensive cover which includes business interruption, data and application restoration costs, cyber incident response, cyber extortion, cyber crime, data breach, privacy and statutory liability. ProRisk’s cyber and privacy breach response team comprises cyber incident managers, forensic investigators and loss adjusters.

Coverages: Professional Indemnity

Woodina's IT Liability Insurance offers comprehensive protection for IT professionals and contractors by combining Professional Indemnity, Public Liability, and Product Liability into a single policy. This integrated coverage safeguards against legal liabilities arising from failures in IT products, services, or advice, addressing potential gaps when policies are purchased separately. Coverage limits extend up to $10 million for Professional Indemnity and up to $20 million for Public and Products Liability. 

Coverages: Cyber

Agile Underwriting Services offers tailored Cyber insurance solutions for businesses, providing essential coverage against cyber threats and data breaches. Their products are designed to protect organizations of various sizes, ensuring comprehensive protection in today's digital landscape. 

Coverages: Cyber

Agile Underwriting Services' CyberSelect is a comprehensive cyber insurance policy tailored for mid-market to corporate clients. Offering 16 distinct benefits, it provides up to $15 million in coverage through two longstanding Lloyd’s binders. The policy includes 24/7 incident response managed by Clyde and Co's expert team, ensuring prompt and efficient handling of cyber incidents to minimize potential damages. 

Coverages: Cyber

Agile Underwriting Services' CyberCare is a cyber insurance solution designed specifically for small businesses, offering essential coverage against cyber threats and data breaches. It provides 24/7 emergency response support, ensuring prompt assistance during cyber incidents. Businesses with an annual turnover under AUD 30 million and a registered ABN/ACN are eligible for this policy. 

Coverages: Professional Indemnity

High Street Underwriting Agency's Tech Insurance offers specialised coverage for technology professionals, addressing risks such as errors and omissions, data breaches, and intellectual property disputes. This policy ensures that tech businesses can operate confidently, knowing they are protected against potential legal and financial challenges. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal.