Marine Bind's Annual Cargo Cover is designed for Australian domiciled companies and their overseas subsidiaries involved in importing, exporting and the local transit of cargoes. It offers extensive coverage for most types of goods that are containerised or otherwise transported by air, road or rail. Ideal for businesses that utilise temporary storage facilities at 3PL Distribution Centres from which they distribute their imported products to customers.

Coverages: Legal Expenses | Marine

Marine Bind’s Supply Chain Risk Cover product provides a unique fusion of cargo, storage, delay, consequential loss, legal liability and legal expense coverage. This cover extends across the policyholders’ supply chains – from supplier through to customers – locally and internationally. Designed for all types of businesses but particularly with importers in mind. Companies are increasingly reliant on extended supply chains and are exposed to a wide range of diverse risk exposures that can impact their financial well-being. This policy delivers coverage not otherwise found on standard cargo policies.

Coverages: Product Liability | Professional Indemnity | Public Liability

Keystone's Information Technology insurance provides tailored coverage for IT professionals against claims arising from alleged breaches of professional duty, personal injury, or property damage linked to their services. The policy includes a wide range of automatic and optional extensions offering limits up to $10 million. Preferred occupations encompass consultants, data service providers, designers, developers, distributors, manufacturers, project managers, suppliers, and website hosting services.

Coverages: Product Liability | Public Liability

Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Jewellers' Block insurance is a specialized policy designed to protect businesses involved in the jewellery trade, including retailers, wholesalers, manufacturers, and repairers. It provides comprehensive coverage against risks such as theft, burglary, robbery, and accidental damage to stock and contents. Additionally, it can cover loss or damage to money, glass breakage, and liabilities arising from business operations. This type of insurance is essential for jewellers to safeguard their valuable assets and ensure business continuity in the event of unforeseen incidents.

Coverages: Property and Casualty

Property and Casualty insurance from CFC offers comprehensive protection for businesses against physical loss, damage, and third-party liability. Covering everything from fire and theft to public liability and business interruption, it’s designed to keep operations running smoothly after unexpected events. With tailored policies and expert claims support, CFC helps businesses manage everyday risks and recover quickly from unforeseen disruptions.

Coverages: Product Recall

Product Recall insurance from CFC provides vital protection for businesses facing the costs and consequences of recalling a defective or contaminated product. It covers expenses like notification, disposal, business interruption, and brand rehabilitation. Suitable for manufacturers, distributors, and retailers, this policy helps manage reputational and financial damage, ensuring swift response and recovery in the event of a product safety issue or supply chain crisis.

Coverages: Cyber | General Liability | Product Liability

CFC's Life Science insurance offers tailored coverage for pharmaceutical companies, addressing risks from research and development to product launch. Key features include professional liability for negligent acts, products liability for bodily injury or property damage from defective products, technology errors and omissions (E&O) for software-related issues, cyber and privacy coverage for data breaches, clinical trials coverage for subject injuries, and product recall assistance following regulatory actions.

Coverages: Cyber | General Liability | Product Liability | Professional Indemnity

Life Science – Medical Devices insurance from CFC provides comprehensive coverage for companies involved in the development, manufacturing, and distribution of medical devices. It protects against product liability, clinical trials risks, and regulatory exposures. Tailored for the complex life sciences sector, the policy supports innovation while managing legal, operational, and reputational risks—helping medical device firms bring products to market with confidence and security.

Coverages: Kidnap and Ransom

CFC's Kidnap and Ransom (K&R) insurance provides businesses and their employees with financial protection and peace of mind against kidnapping and related security risks. Key features include 24/7 access to expert response consultants, comprehensive legal and expense coverage, extended personal accident benefits, and customizable endorsements to suit various needs. Additionally, CFC offers a specialist marine K&R product for both commercial and leisure maritime activities.