Coverages: Property Damage | Business Interruption

Our team of Property experts are dedicated to working with you to provide effective solutions and outstanding service for complex medium-hazard risks. We have capacity of up to $55M LOL under our Industrial Special Risks (ISR) policy, and can participate 100%, or provide coinsurance support. Experience Pen Underwriting’s unmatched expertise in providing tailored coverage and competitive pricing on both our Epac policy for smaller limits/declared values ($2.5M or less) to our ISR offering.

Marine Bind's New Wave Marine Boat Insurance offers comprehensive coverage for Australian-based pleasure-craft kept in marinas, on sheltered swing moorings or stored ashore. Policies provide broad coverage for accidental loss or damage of the craft and the legal liabilities of the boat owner.

Coverages: Equipment Breakdown | Third-Party Damage

Coverages: Product Liability | Public Liability

Keystone's Excess Public and Products Liability insurance provides additional coverage beyond primary liability policies, addressing claims for personal injury or property damage linked to business operations or products. This excess coverage ensures businesses are protected against substantial liabilities that exceed their primary policy limits. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions.

Coverages: Product Liability | Public Liability

Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.

Coverages: Business Interruption | Fully Comprehensive | Public Liability | Third-Party Damage

ATL’s Transport Operators Package is designed for owner operators and SME transport businesses with prime movers, heavy and light rigids (over 4.5T GVM), trailers, utes, sedans, and mobile plant. It offers flexible cover options to tailor cover for clients including Goods in Transit, Downtime, and Business Liability. A built-in non-owned trailer in control benefit applies to all prime movers, with the option to increase cover.

Coverages: Commercial General Liability

Woodina's General Liability Insurance safeguards businesses against legal liabilities, including defense costs, arising from third-party injuries or property damage during service provision. Coverage extends to incidents occurring both on business premises and external locations. Product Liability is typically included, covering claims from bodily injury or property damage due to product failures. This comprehensive policy ensures businesses operate confidently, protected against unforeseen liabilities. 

Coverages: Auto Physical Damage

From hire cars to commercial long haul fleets. Our Transport team brings expertise and quality underwriting to ensure you receive the best possible coverage options. Whether it's hire cars or commercial long-haul fleets, the Pen Transport team offers standard, nonstandard, and specialty commercial motor insurance tailored to your clients’ needs.

Marine Bind's Annual Cargo Cover is designed for Australian domiciled companies and their overseas subsidiaries involved in importing, exporting and the local transit of cargoes. It offers extensive coverage for most types of goods that are containerised or otherwise transported by air, road or rail. Ideal for businesses that utilise temporary storage facilities at 3PL Distribution Centres from which they distribute their imported products to customers.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Keystone's Commercial Specialists insurance offers tailored coverage for businesses dealing in fine art, including galleries, museums, and dealers. The policy encompasses protection against property damage, fire, theft, money loss, glass breakage, transit risks, exhibitions, and entrustments. Additional options include business interruption and public liability coverage, ensuring comprehensive protection for fine art professionals.