Coverages: Accident and Sickness

Canopy Income Protection (Brokerage) is designed to secure your financial future by safeguarding your income against unexpected events like illness or injury. This specialized insurance provides essential financial support, ensuring that you can maintain your lifestyle during challenging times. With tailored options and expert guidance from Canopy’s professionals, you can navigate your insurance choices effortlessly, ensuring the best protection for your unique situation and peace of mind.

Coverages: Auto Physical Damage

From hire cars to commercial long haul fleets. Our Transport team brings expertise and quality underwriting to ensure you receive the best possible coverage options. Whether it's hire cars or commercial long-haul fleets, the Pen Transport team offers standard, nonstandard, and specialty commercial motor insurance tailored to your clients’ needs.

Coverages: Commercial General Liability | Public / Product Liability | Public Liability | Umbrella / Excess

Broad appetite for underwriting complex occupations. Our experienced Liability specialists are dedicated to providing tailored solutions to meet your needs. With available limits of $20M for Primary and $30M for Excess of Loss (XOL), $25M for Environmental Impairment Liability (EIL) along with optional extensions for Product Recall, $10M for Asbestos Liability, Errors and Omissions (E&O), and Care, Custody, and Control (CCC), we can craft exclusive products designed for both established and emerging broker portfolios.

Coverages: General Liability | Management Liability | Professional Indemnity

Financial Lines – Solution One insurance from CFC is an all-in-one policy combining management liability, professional indemnity, and cyber coverage for SMEs. Tailored for financial services firms, it simplifies protection with a single, comprehensive solution. Solution One addresses evolving risks like regulatory actions, client disputes, and cyber threats, offering streamlined coverage, expert claims support, and peace of mind in a complex and fast-changing business environment.

Marine Bind’s Carriers Load Insurance is suitable for road transport operators offering protection for customers’ goods in their care during transit in Australia. It offers ‘Goodwill’ coverage for accidental loss or damage to these goods and extends to cover legal defence costs and consequential loss claims. Cover can be extended to provide Carriers Legal Liability insurance subject to underwriters’ approval of the carrier’s standard terms and conditions issued to their customers.

Coverages: Accident and Sickness | Accidental Death and Disability

Attracting and retaining top talent is an imperative in today’s skills landscape. Whether an organisation is looking to be an employer of choice or operates in an Australian state where workers’ compensation does not extend to commuting incidents, AHI's Journey Cover offers financial support in case of accidental death or injury during an employee's commute to and from work.

Features: Lump-sum payments; Weekly payments.

Coverages: Professional Indemnity

Keystone's Professional Indemnity insurance safeguards professionals against claims arising from alleged breaches of duty to third parties. It features a claims-made Civil Liability wording, with coverage limits up to $10,000,000. Key benefits include packaging options with other products, individual or scheme-based quotes, a broad selection of automatic and optional extensions, standard inclusion of costs and expenses beyond the limit, and availability of excess layers.

Coverages: Umbrella / Excess

Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.

Coverages: Inpatriate Medical | Travel

In a competitive global marketplace, you want to attract the best available workers, regardless of nationality. Access to Australia’s medical infrastructure may help secure the right people to fill the skills gaps for domestic operations. An alternative to private health cover for international workers here in Australia.

Features: Medical, hospital, and ambulance expenses; Routine dental and optical care; Routine and emergency maternity and newborn child expenses.

Coverages: Bodily Injury | Overseas Medical

AHI’s national specialty underwriters and in-house claims team provide primary coverage and support for routine and emergency medical treatment, bridging the gap for employees on international assignments. From major cities to remote locations, AHI is committed to helping protect the financial health of organisations, while supporting the wellbeing of their people.

Features: Hospital benefits; Emergency medical evacuations; Out-patient medical expenses; Medical extras (routine dental, optical and medical); Pregnancy; AHI Assist 24/7 medical incident response; In-house claims team.