Coverages: Crime | Property Damage

Property insurance safeguards businesses against various risks, including accidental loss or damage to stock and contents from events like fire, storm, or malicious acts. Coverage extends to theft of stock or contents, loss or damage of money due to theft or fire, accidental or malicious glass breakage, and accidental loss or damage of portable or valuable items occurring away from the primary business location. Key benefits include the ability to package with other products, individual quotes or scheme solutions, and coverage limits up to $500,000 for property damage and $50,000 for theft.

Coverages: Property and Casualty

Property and Casualty insurance from CFC offers comprehensive protection for businesses against physical loss, damage, and third-party liability. Covering everything from fire and theft to public liability and business interruption, it’s designed to keep operations running smoothly after unexpected events. With tailored policies and expert claims support, CFC helps businesses manage everyday risks and recover quickly from unforeseen disruptions.

Coverages: Cyber | General Liability | Product Liability

CFC's Dietary Supplements insurance offers tailored coverage for businesses involved in cosmeceuticals, vitamins, supplements, and sports nutrition. This comprehensive policy combines general liability, products liability, and product recall coverage to protect against risks inherent in the dietary supplement industry. Key features include coverage for bodily injury or property damage arising from business activities, personal and advertising injury, and network security and privacy liability.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Professional Indemnity | Public Liability

Edge Underwriting's LARI (Labour Hire and Recruitment) insurance offers comprehensive coverage for recruitment agencies, encompassing Professional Indemnity (PI) and Public Liability (PL). It includes vicarious liability for placed personnel, protection against contractual breaches, intellectual property infringements, cyber risks, and dishonesty by placed personnel. The policy also covers court attendance costs and reimburses withheld fees to mitigate potential larger claims.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.

Coverages: Professional Indemnity

Edge Underwriting's Architects and Engineers Professional Indemnity (PI) insurance provides comprehensive civil liability coverage tailored for design professionals. It includes protection against contractual breaches, intellectual property infringements, full pollution liability, and cyber risks such as virus and hacking liability. The policy also covers court attendance costs and offers reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Professional Indemnity

Edge Underwriting offers Professional Indemnity (PI) insurance for accountants, providing comprehensive civil liability coverage underwritten with 100% Lloyd's security. The policy includes protection against contractual breaches, intellectual property rights infringement, and liability arising from virus and hacking incidents. Additionally, it covers costs for reputation and brand protection, as well as reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Damages and Fines | Legal Expenses

DUAL Australia's Statutory Liability insurance protects businesses against legal liabilities from unintentional breaches of legislation, including health, safety, and environmental laws. The policy covers fines, penalties, legal costs, and expenses related to investigations. Optional coverage for enforceable undertakings is also available. This insurance can be purchased as a standalone policy or as part of DUAL's Evolution suite, providing comprehensive protection in an increasingly regulated environment.