Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Specie – Commercial Specialists insurance offers tailored coverage for businesses dealing in high-value goods such as jewellers, watch dealers, precious metal traders, and pawnbrokers. It protects stock, money, and assets against risks like theft, loss, or damage. With flexible underwriting and expert support, Keystone ensures peace of mind for businesses operating in the precious goods sector across Australia.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Clinical Trials Liability | Medical Malpractice | Product Liability | Professional Indemnity | Public Liability

Keystone's Life Science insurance offers comprehensive coverage for companies ranging from pre-revenue startups to established enterprises. The combined policy caters to manufacturers, distributors, wholesalers, and research and development firms, covering products from skincare items to implantable devices. Key benefits include product recall costs, research and development restoration costs, and limits up to $20 million. Preferred risks encompass nutraceuticals, biotechnology, medical devices, clinical trials, and medical cannabis.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Jewellers' Block insurance is a specialized policy designed to protect businesses involved in the jewellery trade, including retailers, wholesalers, manufacturers, and repairers. It provides comprehensive coverage against risks such as theft, burglary, robbery, and accidental damage to stock and contents. Additionally, it can cover loss or damage to money, glass breakage, and liabilities arising from business operations. This type of insurance is essential for jewellers to safeguard their valuable assets and ensure business continuity in the event of unforeseen incidents.

Coverages: Professional Indemnity

High Street Underwriting Agency offers comprehensive Financial Lines Insurance solutions across the professional indemnity sector. These products are designed to protect businesses from various financial risks, ensuring operational continuity and peace of mind. For personalised assistance. To discuss specific coverage needs, connect with High Street’s dedicated team through their portal. 

Coverages: Representations and Warranties

CFC’s Transaction Liability – Seller Protect insurance is designed to shield sellers from financial loss due to warranty breaches after a business sale. It covers legal costs, damages, and defense expenses, offering peace of mind and a cleaner exit. Ideal for individuals or businesses with limited recourse, this policy ensures sellers retain more proceeds and reduces post-transaction risk exposure.

Coverages: Representations and Warranties

CFC’s Transaction Liability – Buyer Protect insurance is designed to provide buyers of small businesses with peace of mind during and after the transaction, providing cover for up to 100% of enterprise value (EV). It covers for financial loss arising from a breach of or inaccuracy in the warranties given by the seller or on their behalf, where there is evidence that the seller had knowledge of the breach.

Coverages: Representations and Warranties

CFC’s Transaction Liability insurance provides vital protection for buyers and sellers during mergers, acquisitions, and other corporate transactions. Covering breaches of warranties, tax liabilities, and contingent risks, it helps reduce deal uncertainty and facilitates smoother negotiations. With tailored solutions for complex deals and expert underwriting support, this policy safeguards financial interests and enhances confidence throughout the transaction process.

Coverages: Professional Indemnity

CFC’s Professional Liability – Recruitment Firms insurance provides specialist coverage for recruitment and staffing agencies facing claims of negligence, misrepresentation, or failure to deliver services. It protects against legal costs, settlements, and reputational damage. Tailored to the recruitment industry, the policy supports firms placing permanent, temporary, or contract staff, ensuring they are protected from the unique risks involved in talent placement and workforce solutions.

Coverages: Professional Indemnity

Professional Liability – Engineers insurance from CFC is designed to protect engineering professionals against claims of negligence, errors, or omissions in their work. It covers legal costs, compensation, and reputational damage arising from project issues or client disputes. With tailored coverage and expert support, this policy ensures engineers can operate with confidence while managing the complex risks associated with technical design and consulting services.