Coverages: Professional Indemnity

Edge Underwriting's Miscellaneous Professional Indemnity (PI) insurance offers full civil liability coverage for various professionals. It includes protection against contractual breaches, intellectual property infringements, full pollution liability, and cyber risks. The policy also covers court attendance costs and reimburses withheld fees to mitigate potential larger claims. Coverage can be extended to include suits brought in the US or Canada.

Coverages: Accident and Sickness | Accidental Death and Disability

Attracting and retaining top talent is an imperative in today’s skills landscape. Whether an organisation is looking to be an employer of choice or operates in an Australian state where workers’ compensation does not extend to commuting incidents, AHI's Journey Cover offers financial support in case of accidental death or injury during an employee's commute to and from work.

Features: Lump-sum payments; Weekly payments.

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Professional Indemnity

Agile Underwriting Services offers Professional Indemnity Insurance tailored for businesses and individuals providing professional advice or services. This coverage protects against claims of financial loss, bodily injury, or property damage resulting from acts, errors, or omissions in the performance of professional duties. Key benefits include coverage for defamation, intellectual property breaches, loss of documents, and privacy breach costs. 

Coverages: Professional Indemnity

DUAL Australia's Professional Indemnity insurance offers tailored coverage for professionals against claims of negligence or professional misconduct. Designed for various occupations, including consultants, engineers, and accountants, the policy covers legal defence costs and potential damages. With industry-specific wordings and flexible solutions, DUAL ensures comprehensive protection, allowing professionals to operate with confidence and meet contractual or regulatory requirements.

Coverages: Umbrella / Excess

Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.

Coverages: Crime | Cyber | Directors and Officers Liability | Employment Practices Liability | Professional Liability

Financial Institutions Professional Indemnity insurance from CFC protects financial firms against claims of negligence, errors, or omissions in their professional services. Designed for banks, asset managers, and other financial entities, it covers legal costs and compensation payouts. With tailored coverage and expert claims support, it helps safeguard a firm’s reputation and financial stability in the face of client disputes or regulatory scrutiny.

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Legal Expenses

High Street Underwriting Agency offers Commercial Legal Expenses Insurance designed to protect businesses against the financial burden of unexpected legal disputes. This coverage ensures that companies can navigate legal challenges confidently, safeguarding their financial stability. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal.