Marine Bind’s Commercial Vessel Insurance is designed for entities that own and use craft in relation to their business or other activities in Australia. The policy provides comprehensive cover for accidental loss or damage to insured vessels and third-party legal liability (‘P&I’ type cover). Suitable for various types of smaller commercially owned and/or operated craft, it includes optional benefits like passenger liability and loss of income cover. Backed by top-tier underwriters, this policy delivers protection for craft used on inland waterways and around Australian coastal waters.
Coverages: Professional Indemnity
DUAL Australia's Professional Indemnity insurance offers tailored coverage for professionals against claims of negligence or professional misconduct. Designed for various occupations, including consultants, engineers, and accountants, the policy covers legal defence costs and potential damages. With industry-specific wordings and flexible solutions, DUAL ensures comprehensive protection, allowing professionals to operate with confidence and meet contractual or regulatory requirements.
Coverages: Umbrella / Excess
Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.
Coverages: Product Liability | Professional Indemnity | Public Liability
DUAL Australia's Information Technology insurance offers a combined Professional Indemnity and Public Liability policy tailored for IT professionals. It provides coverage for legal defence costs and potential damages arising from client claims. The policy caters to various IT occupations, including software development, IT consulting, and website development, ensuring comprehensive protection against industry-specific risks.
Coverages: Umbrella / Excess
FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.
Coverages: Legal Expenses
High Street Underwriting Agency offers Commercial Legal Expenses Insurance designed to protect businesses against the financial burden of unexpected legal disputes. This coverage ensures that companies can navigate legal challenges confidently, safeguarding their financial stability. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal.
Coverages: Accident and Sickness
DUAL Australia's Individual Personal Accident (IPA) insurance offers tailored coverage for various occupations, providing financial protection against injuries or illnesses. The policy includes lump sum benefits for accidental death or permanent disability and weekly benefits for temporary total disablement due to injury or sickness, with payments extending up to 104 weeks. Designed for individuals up to 74 years old across 700 occupations.
Coverages: Accident and Sickness
DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.
Coverages: Accident and Sickness
DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.