Coverages: Cyber
FTA Insurance offers one of the market's broadest Cyber Liability policies, featuring comprehensive definitions without common limitations. The modular design allows customization to align with an insured's specific business profile. This policy provides robust protection against escalating cyber threats, ensuring businesses are well-prepared for potential cyber incidents.
Coverages: Accident and Sickness | Income Protection
Batch Underwriting's Group Personal Accident and Sickness (GPAS) insurance safeguards employees' health and livelihoods, offering benefits for accidental injury and sickness. Designed to protect businesses from financial consequences of employee loss, it covers various industries including mining, construction, and healthcare. Flexible benefits include lump sums for accidental death and permanent disability, weekly income replacement, fractured bone benefits, funeral, and rehabilitation expenses.
Coverages: Professional Indemnity
Keystone's Professional Indemnity insurance safeguards professionals against claims arising from alleged breaches of duty to third parties. It features a claims-made Civil Liability wording, with coverage limits up to $10,000,000. Key benefits include packaging options with other products, individual or scheme-based quotes, a broad selection of automatic and optional extensions, standard inclusion of costs and expenses beyond the limit, and availability of excess layers.
Coverages: Umbrella / Excess
Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.
Coverages: Accident and Sickness
DUAL Australia's Individual Personal Accident (IPA) insurance offers tailored coverage for various occupations, providing financial protection against injuries or illnesses. The policy includes lump sum benefits for accidental death or permanent disability and weekly benefits for temporary total disablement due to injury or sickness, with payments extending up to 104 weeks. Designed for individuals up to 74 years old across 700 occupations.
Coverages: Accident and Sickness
DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.
Coverages: Accident and Sickness
DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.
Coverages: Accident and Sickness
DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.
Coverages: Public Liability
Amazon Underwriting's Childcare Combined Liability Insurance offers comprehensive coverage tailored for childcare providers, including Public and Products Liability and Professional Indemnity, all on an occurrence basis to eliminate concerns about runoff cover. It includes Sexual Abuse cover with automatic 5-year runoff and up to 10 years retroactive cover for licensed services. Compliant with Childcare National Law and Regulations, it ensures minimum $10 million public liability coverage. This policy can be purchased stand alone or together with Amazon’s Childcare Property and/or Amazon’s Personal Accident, providing a comprehensive insurance package.
Coverages: Property Damage
Amazon Underwriting's Childcare Property Insurance offers comprehensive coverage tailored for childcare operators, including kindergartens, preschools, and long day care centers. The policy includes protection for buildings, contents, and equipment against risks such as accidental damage, theft, and machinery breakdown. Additional benefits encompass coverage for shade sails, soft fall equipment, and business interruption, ensuring minimal disruption to operations. This insurance provides peace of mind for childcare providers by safeguarding their physical assets. This comprehensive insurance solution ensures peace of mind for childcare providers, so they can focus on delivering quality care.