Coverages: Business Interruption | Product Liability | Property Damage | Public Liability

AIB Insurance, in collaboration with QBE, offers specialized insurance packages tailored for Aboriginal and Torres Strait Islander communities and organisations. These packages provide comprehensive coverage, including Public and Products Liability (with options for airfield operations), Property Damage, Directors and Officers Liability, Professional Indemnity, Employment Practices Liability, and Motor Vehicle insurance. Additionally, the policy can extend to cover NAIDOC activities such as parades and picnics, including food and drink provisions.

Coverages: Bodily Injury | Commercial General Liability | Product Liability | Property Damage | Public Liability

Coverages: Environmental Liability

- Available Standalone or “Add On” for a General Liability Policy

Coverages: Commercial General Liability | Environmental Liability

The Barn’s Environmental Liability product provides comprehensive coverage for bodily injury, property damage, and clean-up costs resulting from the release of pollutants at, under, or migrating from real property owned, managed, leased, or rented to the insured. Our Fixed Site Environmental Impairment Liability (ELL) and Contractors Pollution Liability (CPL) coverage offer up to $5M per occurrence, with an annual aggregate limit.

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Crime | Directors and Officers Liability | Professional Indemnity

Keystone's Financial Institutions insurance offers comprehensive protection for finance professionals against litigation risks from regulators, investors, and clients. The coverage includes Investment Managers' Insurance tailored for investment and fund managers, Professional Liability Insurance, Directors' and Officers' Liability Insurance, Crime Insurance, and Excess of Loss Layers. Key benefits encompass a broad product range with numerous automatic and optional extensions, as well as excess layer capabilities. Preferred industries include corporate advisors, family offices, fund managers, investment managers, private equity firms, securities brokers, and venture capital firms.

Coverages: Professional Indemnity

Keystone's Professional Indemnity insurance safeguards professionals against claims arising from alleged breaches of duty to third parties. It features a claims-made Civil Liability wording, with coverage limits up to $10,000,000. Key benefits include packaging options with other products, individual or scheme-based quotes, a broad selection of automatic and optional extensions, standard inclusion of costs and expenses beyond the limit, and availability of excess layers.

Coverages: Umbrella / Excess

Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.

Coverages: Product Liability | Public Liability

Keystone's Excess Public and Products Liability insurance provides additional coverage beyond primary liability policies, addressing claims for personal injury or property damage linked to business operations or products. This excess coverage ensures businesses are protected against substantial liabilities that exceed their primary policy limits. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions.