Coverages: Cyber | Media Liability | Professional Indemnity | Public Liability
Edge Underwriting's PI – TECH insurance offers comprehensive professional indemnity coverage tailored for technology and media companies. It includes protection against cyber attacks, data breaches, contractual liabilities, and intellectual property infringements. Notably, the policy provides broad coverage without exclusions for civil fines, project delays, or third-party defects, and offers worldwide civil liability protection. Additionally, it covers costs for claim mitigation and fees withheld by clients to prevent larger claims.
Coverages: Cyber | Directors and Officers Liability | General Liability | Legal Expenses | Professional Indemnity
Technology insurance from CFC is specifically designed for tech businesses, including software developers, IT consultants, and hardware manufacturers. It combines professional liability, cyber, intellectual property, and general liability coverage in one comprehensive policy. With expert claims support and global coverage, it protects against risks like service failures, data breaches, and IP disputes—helping tech companies innovate confidently in a fast-paced, competitive digital environment.
Coverages: Umbrella / Excess
FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.
Coverages: Management Liability | Professional Indemnity
FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.
Coverages: Intellectual Property
Licensing Agreement Liability insurance from CFC protects businesses entering licensing deals from legal and financial risks arising from breaches or disputes. It covers defense costs, damages, and contractual liabilities linked to intellectual property use. Ideal for licensors and licensees, this policy ensures smoother collaborations by safeguarding against costly litigation and helping maintain strong commercial relationships in competitive, IP-driven industries.
Coverages: Kidnap and Ransom
CFC's Kidnap and Ransom (K&R) insurance provides businesses and their employees with financial protection and peace of mind against kidnapping and related security risks. Key features include 24/7 access to expert response consultants, comprehensive legal and expense coverage, extended personal accident benefits, and customizable endorsements to suit various needs. Additionally, CFC offers a specialist marine K&R product for both commercial and leisure maritime activities.