Coverages: Accident and Sickness

IMA Insurance Marketing Agency offers tailored insurance solutions for businesses and individuals across Australia. They provide exclusive member benefits such as discounted health, pet, travel, and income protection insurance. With a focus on providing value, IMA helps businesses enhance employee engagement through affordable and comprehensive insurance options. Their services also include salary packaging and access to a range of wellness and protection benefits.

Coverages: Bodily Injury | Financial Loss | Personal Liability

ShieldCover's Personal Accident and Sickness Insurance offers financial protection for individuals unable to work due to injury or illness. Designed for tradespeople and service providers, it provides weekly benefits to cover lost income during recovery periods. This coverage ensures financial stability, allowing policyholders to focus on their health without the added stress of income loss.

Coverages: Product Liability | Public Liability

General liability insurance is a crucial safeguard for businesses across various industries, including general trades, hospitality, manufacturing, and property ownership. This coverage protects against claims of bodily injury, property damage, and advertising injuries that may arise during business operations. By securing general liability insurance, businesses can mitigate financial risks associated with potential lawsuits and unforeseen incidents, ensuring continued stability and peace of mind.

Coverages: Property Damage

SUA offers Property Insurance designed to protect businesses against risks such as fire, theft, and natural disasters. This coverage ensures financial security by safeguarding physical assets, including buildings, equipment, and inventory. For detailed information on coverage options and policy features, please contact SUA directly 

Coverages: Professional Indemnity

SUA's Professional Indemnity (Civil Liability) insurance offers coverage for professionals against claims arising from acts, errors, or omissions in their services. Features include Loss of Documents coverage up to $500,000, Withdrawal Expenses up to $100,000 for document withdrawal and destruction, and Vicarious Liability for consultants, contractors, and agents. The policy also allows the insured to appoint their own legal representative. 

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's Multimedia Liability Insurance offers comprehensive coverage tailored for media professionals and companies. This policy safeguards against risks associated with content creation and dissemination, including claims of defamation, intellectual property infringement, and negligence. It encompasses protection for legal defense costs and potential damages, ensuring that media businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Legal Expenses

SUA's Legal Expenses Insurance enables SMEs to pursue or defend legal rights by providing access to expert legal resources that might otherwise be cost-prohibitive. The policy covers disputes related to sales or supply of goods and services, property issues, employment matters, data protection under the Privacy Act, and tax audits. This coverage helps protect cash flow from excessive legal costs and supports effective risk management. 

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's IT Legal Liability Insurance offers comprehensive coverage tailored for IT professionals and companies. This policy safeguards against claims arising from professional negligence, errors, or omissions in delivering IT services or products. It encompasses protection for legal defense costs and potential damages, ensuring that IT businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Contents | Umbrella / Excess

SUA's Excess Burglary insurance provides follow-form excess coverage for Stock and/or Contents for clients needing additional protection beyond their existing Industrial Special Risks (ISR) or Business Package policies. With a capacity of up to $2 million, the policy can attach at $50,000, depending on occupation and risk details. Optional extensions include theft without forcible entry, theft of property in the open air, and coverage for goods in trust or on commission.

Coverages: Environmental Liability

SUA's Environmental Impairment Liability insurance offers coverage for businesses against liabilities arising from pollution events and environmental damage. This policy is designed to address risks associated with environmental incidents, providing financial protection and support for remediation efforts. For detailed information on coverage options and policy features, please contact SUA directly.