A Brisbane-based insurance giant has revealed the most common place, time, and type of motor accident in Queensland.
Suncorp’s new compulsory third-party (CTP) claims data showed that Brisbane metro and surrounding area topped the list of Queensland cities for CTP-related injury claims, with 32,069 claims recorded. This was followed by The Gold Coast, with 8,563 claims, Toowoomba, with 992 claims, and the Sunshine Coast, with 867 claims.
According to the data, motor accident injury claims were due mostly to the combination of congestion, intersections, and morning commuting, with nose-to-tail and intersection collisions as most common types of accidents and morning as the most dangerous time on Queensland roads.
“The data shows that busy stretches of road carrying high volumes of traffic, with many intersections, which create congestion during peak periods, making injury causing crashes more likely to happen,” said Ashleigh Paterson, Suncorp spokesperson. “Roads with high crash volumes have vehicles crossing lanes at multiple intersections, stopping and starting due to congestion, combined with the morning rush, so any lapse in concentration can lead to an accident.”
Brokers would need to help their Queenslander clients to understand their insurance policy to be clear on what they are, and what they are not covered for.
“Despite all motorists paying for CTP insurance as part of their car registration, we know many people don’t understand what they’re covered for,” Paterson said. “This is particularly concerning for drivers in Queensland where current legislation only provides ‘at-fault cover’ meaning the driver must have been negligent for an injured third party (i.e. passenger or driver from other vehicle) to be eligible to make a CTP claim. This results in around 40% of those injured on Queensland roads not being covered by CTP insurance every year, making the importance of safe driving even more critical. We all have a part to play to ensure everyone commutes safely on our roads and concentration behind the wheel is key. Drivers need to pay extra attention, particularly when even a minor crash can be devastating for anyone involved.”