Attvest, one of Australia's leading premium funders, is reshaping the way brokers present and manage insurance premium funding. Through its Instant Approval technology, in-house Broker Portal and newly launched Premium Funding Rollover feature, the company is helping brokers lift client funding rates from the traditional 30% to between 60% and 80%. Managing director Johan Steyn explains how removing approval uncertainty, automating renewals and introducing funding earlier in client conversations is improving broker efficiency, retention and profitability, a contribution recognised when Attvest was named Funder of the Year 2026 at the Insurance Business Awards.
Attvest's Instant Approval performs a credit review before a broker presents a loan to a client, so eligible loans arrive as fully approved rather than subject to further assessment. Other funders that offer auto-approval do not conduct a credit review at the quote stage, meaning the client still faces a pending approval step after accepting. The practical difference is that Attvest brokers can say, 'This is your approved payment plan,' rather than, 'This offer is subject to approval.' That certainty removes a point of friction that has historically slowed broker conversion rates.
The Attvest Broker Portal was built entirely in-house and includes a built-in educational function designed for brokers and their assistants who may have limited experience with the product. Beyond explaining insurance premium funding, the portal provides guidance on timing: knowing when in a client conversation to introduce funding is, according to managing director Johan Steyn, one of the factors most likely to improve penetration and conversion rates. The portal is designed so that even brokers who have rarely discussed funding with clients can follow a structured process from first quote through to approval.
Brokers surveyed by Attvest ranked easier insurance renewals as the greatest business benefit of higher funding penetration, placing it above additional funding commission income. When a higher proportion of clients are already funding their premiums, the annual renewal conversation becomes significantly less complex and produces a higher renewal rate than for clients paying in full. Reduced time spent on debtor management was ranked second, ahead of the additional income, indicating that operational efficiency is the primary driver of broker interest rather than the direct revenue uplift.
Brokers have traditionally found overdue payment conversations uncomfortable. With an Instant Approved loan already generated, a broker can approach a client who is past payment terms with a ready solution rather than a demand. Attvest reports that brokers are 'very successful converting overdue clients to premium funding' in this scenario, changing the dynamic of what had previously been a difficult interaction. Rather than collecting a debt, the broker is presenting an approved payment plan, which shifts the tone of the conversation and improves the outcome for both parties.
Premium Funding Rollover is a feature within the Attvest Broker Portal, launched earlier this month, that automates and streamlines the renewal funding process for existing funding clients. It was developed directly in response to broker feedback identifying renewal ease as the primary benefit of higher funding conversion rates. By reducing the manual effort required from both brokers and clients at renewal, it addresses what had been a remaining point of friction in the funding cycle. The feature is designed to make the end-to-end process more consistent and less time-consuming for brokers managing large books of funded clients.
Where Attvest has secured buy-in from broker owners and senior management, funding levels have improved from the traditionally accepted rate of around 30% of clients to between 60% and 80%, according to managing director Johan Steyn. Technology improvements alone drive some of that gain, but strategic commitment from broker leadership is the factor Attvest identifies as most consistently linked to the higher end of that range. Attvest has partnered with more than 850 brokers across Australia, giving the company a broad data set from which to assess what distinguishes high-performing funding programmes from average ones.
Attvest was named Funder of the Year 2026 at the Insurance Business Awards. Managing director Johan Steyn described the recognition as reflecting the company's partnerships with brokers and its focus on practical solutions that improve operational efficiency, client outcomes and broker profitability. Steyn was careful to note that the company's relationship managers remain central to the business alongside the technology, available to support brokers and build long-term partnerships. Attvest was founded in 2014 and has since grown to work with more than 850 brokers nationally.
Johan Steyn, Managing Director, Attvest — managing director, Attvest Finance. Leads an Australian premium funder founded in 2014 that has partnered with more than 850 brokers across Australia; principal spokesperson on the company's Instant Approval technology, Broker Portal and Premium Funding Rollover product suite.