The headline combined ratio looks fine. The underlying one is rising, the corporation is warning syndicates about discipline, and property cat, cyber, and specialty are softening fastest. Here is what that means for placement
Paul Lucas Sep 03, 2026
Emergence underwriters say cyber insurance works like fire cover, not liability - and the wrong label is costing brokers sales
Rural and lifestyle block policies across major insurers carry structural differences in fencing fire cover that leave some clients exposed when ignition risk is highest
Doubled storm frequency and active capacity withdrawal leave coverage gaps that a seasonal peak will expose rather than create
Ukraine's president tells commercial airlines that Russian skies are no longer safe to fly
Two explosions and a diplomatic escalation in 48 hours - the week Germany stopped treating hybrid attacks as background noise
Record ILS capital and the steepest reinsurance pricing decline in a decade are not contradictory. They are symptoms of the same abundant-capital environment - and the question for the January 2027 renewal is how long that environment holds
A recent court ruling has quietly redrawn who regulators can pursue first when a worksite has more than one employer
The composite mutual is moving away from a passive climate-aligned index toward an actively managed BlackRock mandate. For anyone tracking MAS as an insurance counterparty, the financial results sitting behind that change are the more important number
How brokers can protect themselves and clients as environmental exposures reshape the risk landscape
A broker playbook for identifying water exposures
