New Zealanders know what needs to change
Roxanne Libatique Jun 30, 2026
Floodwaters have cut off entire communities as a recently repaired bridge fails again
Almost none of it is insured
A revised offer was promised in March and has not arrived
Road closures and slips disrupted multiple districts
From the Cook Strait to the Crown Range, the losses stack up fast
Nearly half of FENZ call-outs have nothing to do with fire
Physical risk losses could hit a staggering US$41.4 trillion by the mid-2040s, with much of it going uninsured
The declaration shifts the second half of 2026 from uncertain to definitively more complex
A broker playbook for identifying water exposures
