Catastrophe & Flood

2026 is now the hottest year on record - and the protection gap is wider than ever
With El Niño persisting into 2027 and insured losses rising 5-7% annually, brokers placing property in exposed markets are running out of space
By Mark Rosanes 09 Nov 2026
2026 is now the hottest year on record - and the protection gap is wider than ever
NHC appoints three managers as Natural Hazard Fund moves beyond cash
A better-performing fund gives the government room to hold the NHC levy steady - and brokers advising on home insurance affordability need to watch how it performs
By Josh Recamara 09 Nov 2026
NHC appoints three managers as Natural Hazard Fund moves beyond cash
Insurers, councils or the Crown? Parties set out who should carry disaster risk at final debate
A Cyclone Gabrielle survivor put the question to seven parties
By Camille Joyce Lisay 07 Nov 2026
Insurers, councils or the Crown? Parties set out who should carry disaster risk at final debate
NZ fire strike vote raises property risk as wildfire season nears
Longer stoppages expose the gap between response times and the benchmarks underwriters rely on
By Roxanne San Jose 04 Nov 2026
NZ fire strike vote raises property risk as wildfire season nears
Fresh flood warnings for South Island as weather losses mount
Placement difficulty is increasing in repeat-hit regions where the gap between soft pricing and rising claims costs keeps narrowing
By Roxanne San Jose 03 Nov 2026
Fresh flood warnings for South Island as weather losses mount
Tower chief calls for new funding model to relocate climate-risk homes
Tower CEO Johnston says relocation funding should generate returns, not just assign costs - and his insurer is already pricing individual properties by hazard
By Mav Rodriguez 30 Oct 2026
Tower chief calls for new funding model to relocate climate-risk homes

LATEST NEWS

Life and health insurers need multiple severe shocks to fail, RBNZ test finds
Life and health insurers need multiple severe shocks to fail, RBNZ test finds Life & Health
Westpac to factor hazard risk into home lending as insurance link tightens
Westpac to factor hazard risk into home lending as insurance link tightens Insurance News
Microsoft outage misses the trigger in most cyber policies
Microsoft outage misses the trigger in most cyber policies Insurance News
Microsoft outage puts New Zealand cyber policy wordings to the test
Microsoft outage puts New Zealand cyber policy wordings to the test Cyber
Warnings over hidden risk of Friday 13th Microsoft outage
Warnings over hidden risk of Friday 13th Microsoft outage Insurance News
Free newsletter

Our daily newsletter is FREE and keeps you up - to - date with the world of Insurance. Please complete the form below and click on subscribe for daily newsletters from IB NZ.