Catastrophe & Flood

The broker case for acting before Auckland’s rain watch becomes a warning

The broker case for acting before Auckland’s rain watch becomes a warning

IFSO precedent and IBANZ guidance reframe a routine weather advisory as a claims management moment

Roxanne Libatique Aug 12, 2026
Intact premises, no access – and possibly no BI cover

Intact premises, no access – and possibly no BI cover

A peer-reviewed Wellington earthquake simulation exposes a gap most commercial policies cannot bridge

Six-year-low catastrophe losses aren't the reassurance they look like

Six-year-low catastrophe losses aren't the reassurance they look like

A quiet first half masks wildfire losses compounding at 8-11% a year and a hurricane period still to come - here's why brokers shouldn't read H1 numbers into renewal pricing

Kermadec quake tests what clients know about their seismic cover

Kermadec quake tests what clients know about their seismic cover

The scheme that pays the first layer of every residential earthquake claim is underfunded

The Dunedin cold snap your clients’ BI policies may not cover

The Dunedin cold snap your clients’ BI policies may not cover

Demand-driven grid alerts and cancellations fall outside most standard triggers

Forestry fire cover shrinks while mainstream insurers stay profitable

Forestry fire cover shrinks while mainstream insurers stay profitable

A class-specific withdrawal, not a market-wide one – and brokers should take note

FENZ hits 50 strikes with pay deal still out of reach

FENZ hits 50 strikes with pay deal still out of reach

The dispute is now running alongside a fleet inquiry and a funding review

New Zealand insurers face El Niño on structurally weakened ground

New Zealand insurers face El Niño on structurally weakened ground

A soft market, an underfunded public scheme, and record storm frequency are already in play

Kaikōura river's repair bill exposes New Zealand's funding fight

Kaikōura river's repair bill exposes New Zealand's funding fight

A $15 million scheme elsewhere avoided 10 times its cost

IB TALK

Why brokers can't ignore environmental risk anymore

How brokers can protect themselves and clients as environmental exposures reshape the risk landscape

Underwriters under the microscope

Do they really deliver on speed, flexibility and claims service?

Water risks: Closing coverage blind spots for manufacturing and agriculture

A broker playbook for identifying water exposures

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