Many expect no medical shocks yet lack plans if hit
Roxanne Libatique May 07, 2026
Claims cluster around fractures, dislocations, infections, and gastrointestinal illness
Calls grow for basic migrant cover and emergency levy
Civil unrest and disaster benefits vary by timing and location
Insurer increases online focus for New Zealand and Australia operations
Baggage, medical, and card policies leave uneven protection levels
Dispute over control of cancellations central to policy response
New executive roles combine culture, workforce and strategy responsibilities
Quotes differ by thousands for identical cover
A broker playbook for identifying water exposures
