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Directors' and Officers' Liability

Coverages: Directors and Officers Liability

Stephen Lower’s Directors and Officers Liability insurance provides tailored protection for directors and officers against claims of wrongful acts, mismanagement, or regulatory breaches. The policy covers legal defense costs, settlements, and damages, safeguarding personal assets and supporting effective governance for businesses.

Residual Value
Specialty MGA UK
  • No contract required

Coverages: Financial Loss

Specialty MGA’s Residual Value Insurance (RVI) protects businesses and financial institutions against the risk of an asset’s market value falling below a predetermined amount at a future date. The policy helps manage balance sheet risk and supports asset financing and leasing transactions.

Commercial Landlord
Simply Business
  • No contract required
Max Coverage GBP 5M Min Premium GBP 14/Year

Coverages: Contents | Employers Liability | Income Protection | Landlords | Property Damage | Property Owners Liability | Umbrella / Excess

Simply Business commercial landlord insurance offers tailored cover for property owners, including buildings, contents, accidental damage, rent protection, liability, and legal expenses. It protects against property damage, tenant defaults, emergencies, and loss of rental income, with flexible options to suit business needs.

Hired in Plant
Simply Business
  • No contract required

Coverages: Crime | Employers Liability | Natural Disaster | Property Damage | Public Liability

Simply Business’s Hired-In Plant Insurance provides tailored protection for businesses that hire plant and machinery, covering loss, theft, or damage to hired equipment. The policy ensures financial security for contractors and trades by covering repair or replacement costs, supporting uninterrupted business operations.

Adult and Child Care Services
RB Jones Global Solutions Limited
  • No contract required

Coverages: Business Interruption | Employers Liability | Medical Malpractice | Professional Indemnity | Public Liability

Adult and Child Care Services offers tailored coverage for care providers, including public and employers’ liability, professional indemnity, property, and business interruption. The policy is designed to address the unique risks faced by adult and child care organizations, ensuring comprehensive protection and business continuity.

Tradesman and Professionals
Q Underwriting
  • Docs available S
  • No contract required
Max Coverage GBP 3M

Coverages: Builders Risk | Business Interruption | Contents | Employers Liability | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

Q Underwriting’s Tradesman and Professionals insurance provides tailored cover for self-employed tradespeople and professionals, including public and employers’ liability, tools, contract works, and personal accident. The policy is designed to protect against sector-specific risks, ensuring comprehensive support for a wide range of trades and professions. test

Combined Liability
Q Underwriting
  • Docs available S
  • No contract required
Max Coverage GBP 10M

Coverages: Employers Liability | Legal Expenses | Product Liability | Public Liability

Q Underwriting’s Combined Liability insurance offers comprehensive protection for businesses, covering public liability, employers’ liability, and products liability. The policy is tailored for contractors and SMEs, safeguarding against third-party injury, property damage, and legal costs across a wide range of industries and trades.

Entertainment and Special Risks
Pulse Insurance Ltd
  • Contract required

Pulse specialise in providing Personal Accident, Illness, Travel and Kidnap and Ransom cover to the film, television and music industries in the UK and Europe via our network of brokers and intermediaries.

Construction
Pen Underwriting
  • Docs available A F
  • No contract required

Coverages: Employers Liability | Environmental Liability | Legal Expenses | Media Liability | Product Liability | Professional Indemnity | Property Owners Liability | Public Liability | War and Terrorism

Pen Underwriting’s construction insurance offers comprehensive cover for companies with turnover from £1–10 million, including liability, contract works, own and hired-in plant, legal expenses, and more. Flexible policies suit over 70 trades, with tailored extensions and specialist support.

Value
OPUS Underwriting Ltd
  • No contract required

Coverages: Income Protection

OPUS Value is designed for all businesses, offering coverage to safeguard revenue streams. This insurance requires an active OPUS Sentry or OPUS Sabre policy and provides tailored terms upon request, supporting business continuity against revenue loss.

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