Judge backs pubs, salons and cafes on "discovery" wording - but hands insurer one win
Tez Romero May 22, 2026A trucker's amputation puts AXA in an unexpected courtroom - and sub-limits on notice
Ruling confirms contingent insurers must use subrogation, not contribution, to recover
A courtroom surprise changed everything for the insurer
Expert evidence and a site visit exposed critical flaws in the claimant's account
174 Covid event claims across seven jurisdictions hung in the balance
Savings clauses held up - and so did an estimated £1 billion in deductions
Three spreadsheets, one dodgy system, and nearly £1.8 million in fees to untangle it all
The driver's roadside words should have sealed it - the evidence said otherwise
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