Catastrophe & Flood

Record heat and El Niño put farm insurance resilience to the test

Record heat and El Niño put farm insurance resilience to the test

Three consecutive poor harvests have cost UK arable farmers an estimated £4.8 billion - and brokers advising farming clients now face compound risk scenarios where drought and flooding can strike in the same policy period, not in alternating years

Mark Rosanes Sep 11, 2026
2026's calm cat year is luck, not a trend - Swiss Re

2026's calm cat year is luck, not a trend - Swiss Re

Reinsurer warns that a $320 billion peak-loss scenario remains on the table

UN says "supersized" El Niño is coming. UK insurers may already be out of runway

UN says "supersized" El Niño is coming. UK insurers may already be out of runway

US and UN forecasters now say this could be the strongest El Niño since records began in 1950. It's arriving into a UK property market that just posted its worst-ever claims year

Reinsurance renewals set to soften further, Moody's warns

Reinsurance renewals set to soften further, Moody's warns

Property catastrophe pricing keeps falling into 2027 renewals, but reinsurers are holding firm on attachment points and terms

Reinsurers post near-record returns, but the numbers have a catch

Reinsurers post near-record returns, but the numbers have a catch

Gallagher Re finds a record-low combined ratio and rising ROE masking a deteriorating underlying story

Insurers must brace for US$171 billion in annual cat losses, study finds

Insurers must brace for US$171 billion in annual cat losses, study finds

Six straight years above US$100 billion and no US hurricane - that is the new baseline for global catastrophe losses

July storms cost European insurers €2.2 billion, PERILS says

July storms cost European insurers €2.2 billion, PERILS says

The week-long outbreak across Germany, France, Switzerland and Italy is now the costliest hailstorm event on PERILS' European record

Today’s yellow flood warning doesn't care whether you're in a flood zone

Today’s yellow flood warning doesn't care whether you're in a flood zone

Clients may not realise - they can get flash floods wherever they are

Nepal flood was triggered by a glacier, not an earthquake. For brokers, the cause is the question

Nepal flood was triggered by a glacier, not an earthquake. For brokers, the cause is the question

When the cause is disputed, the policy wording is tested. Clients in the Himalayan corridor need cover that pays out without requiring a causal determination first

IB TALK

How commercial property risks are changing in the UK

AXA's Matt Briggs discusses the emerging risks reshaping commercial property insurance, from lithium-ion batteries and net zero retrofits to climate change and what underwriters look for in a well-managed risk

Has construction insurance moved from paying claims to preventing them?

Prevention, collaboration and changing expectations are reshaping construction insurance. AXA's Andrew Hogg shares where the market is heading

Inside the rise of drone insurance

Coverdrone's Phil Heath and Richard Webb discuss the growth of drone insurance and what it reveals about insuring emerging technologies.

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