Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Coverages: Employers Liability | Public Liability

This product covers many trades including high risk trades, professional and administrative, anywhere in the UK. It includes Public and Employers Liability insurance and is specifically aimed at trades/businesses that comes into regular contact with members of the public or clients.

Coverages: Employers Liability | Legal Expenses | Property Damage | Public Liability

Range of covers that can be tailored to suit a variety of office based businesses. It is designed to cover the assets, earnings and legal liabilities of your client’s business. Our dedicated package underwriters can tailor the cover your client needs to protect their business.

Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.

Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Coverages: Legal Expenses | Professional Indemnity | Public Liability

Schools, sport teams, golf clubs and hotels are all open to potential liabilities and they should consider additional insurance coverage to protect against non-conformities in package travel arrangements.

Contingent Travel Liability is specifically aimed at these types of businesses.

Our team are recognised experts and policies are written under an exclusive fully delegated underwriting authority from AXA XL Insurance Company UK Limited.

Coverages: Business Interruption | Employers Liability | Personal Liability | Property Damage | Public Liability

Only Travel Office cover endorsed by ABTA. No gaps in cover – our policy includes Material Damage/Business Interruption, Public Liability, Professional Indemnity and Employer’s Liability. Designed to protect the tangible assets of your client’s business and their potential liability exposures.

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability