Alps, a Cheshire-based MGA specialising in insurance add-on policies, legal expenses, and claims solutions for intermediaries, has reported 13% EBITDA growth for the 12 months to March 2026. First-quarter trading in the new financial year is running ahead of the prior year.
The company said growth was driven by broker network expansion, stronger distribution partner relationships, and a broadened product range. Alps serves more than 1,000 UK brokers and holds a broker retention rate of 90%. Alps said 63% of brokers on its panel are now selling more add-ons than they were a year ago.
The company is targeting £13 million in gross written premium by 2028, a figure it describes as the milestone for becoming the UK's leading add-on provider.
The results follow a product development programme that produced 12 new or enhanced add-on policies in 12 months. Several were built in direct response to legislative change.
The Renters' Rights Act, which came into force in May 2026, prompted Alps to develop both a rent guarantee product and a landlord pet insurance cover. The Act abolished Section 21 no-fault evictions, converted assured shorthold tenancies into rolling monthly agreements and introduced new restrictions on rent in advance. Those changes mean a landlord can no longer simply end a tenancy and re-let if a tenant stops paying or if a pet causes property damage the tenancy agreement didn't anticipate; both risks now sit with the landlord for longer, and for less certain periods, than they did before May 2026. That's the specific gap the rent guarantee and landlord pet products are built to close, and it gives brokers advising landlord clients a concrete answer to a coverage question that genuinely didn't exist in this form a year ago.
The company also extended its GAP range and launched a pothole damage cover, addressing broker demand tied to the ongoing deterioration of the UK's road network, alongside the legislative-driven products above.
Michelle O'Reilly, managing director at Alps, said the business had focused on giving brokers "fast access to relevant products that help them generate income and retain customers." She said the company combined "specialist underwriting, legal, and claims expertise to make their lives easier and help them to differentiate."
O'Reilly said the growth Alps was targeting was "not just about numbers" but about "building a proposition that makes a genuine difference when it matters to brokers and the policyholders they serve."
Alps's add-on suite covers motor and property lines. Motor products include excess protect, tools in transit, vehicle replacement, and road rescue. Property and landlord covers include legal expenses, home emergency, key cover, and second property legal expenses.
The company operates delegated authority arrangements with a panel of insurers, which it said supports faster quoting and binding. Its in-house legal practice handles claims across the legal expenses book, reducing the gap between policy issuance and claims resolution. Alps said prior technology investment produced a 50% improvement in claims efficiency.
For brokers with landlord clients specifically, the combination of the new Renters' Rights Act products and Alps' in-house legal claims handling is worth flagging directly: a tenancy dispute arising under the new rolling-agreement rules is exactly the kind of claim where faster, specialist legal handling matters more than it would on a simpler property claim, and it's the area where Alps' operational model and its newest products are most directly aligned.
