Coverages: Accident and Sickness
DUAL Australia's Individual Personal Accident (IPA) insurance offers tailored coverage for various occupations, providing financial protection against injuries or illnesses. The policy includes lump sum benefits for accidental death or permanent disability and weekly benefits for temporary total disablement due to injury or sickness, with payments extending up to 104 weeks. Designed for individuals up to 74 years old across 700 occupations.
Coverages: Accident and Sickness
DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.
Coverages: Accident and Sickness
DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.
Coverages: Accident and Sickness
DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.
Coverages: Management Liability
Edge Underwriting's Management Liability (ML) insurance offers comprehensive coverage with 11 insuring clauses under one policy, including Directors and Officers Liability, Entity Coverage, Statutory Liability, Employment Practices Liability, Cyber and Privacy, and Crime (including cyber). The policy provides worldwide coverage with a capacity of up to $10 million and includes full-limit third-party coverage for Employment Practices Liability.
Coverages: Management Liability | Professional Indemnity
Keystone's Association Liability insurance provides comprehensive protection for non-profit organizations against claims related to wrongful management, employment practices breaches, crime, tax audits, and statutory liabilities. Key benefits include the ability to package with other products, six coverage sections with separate limits, individual or scheme-based quotes, limits up to $10,000,000, and a wide range of automatic and optional extensions.
Coverages: Management Liability | Professional Indemnity
DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.
Coverages: Public Liability
Amazon Underwriting's Childcare Combined Liability Insurance offers comprehensive coverage tailored for childcare providers, including Public and Products Liability and Professional Indemnity, all on an occurrence basis to eliminate concerns about runoff cover. It includes Sexual Abuse cover with automatic 5-year runoff and up to 10 years retroactive cover for licensed services. Compliant with Childcare National Law and Regulations, it ensures minimum $10 million public liability coverage. This policy can be purchased stand alone or together with Amazon’s Childcare Property and/or Amazon’s Personal Accident, providing a comprehensive insurance package.
Coverages: Management Liability | Professional Indemnity
FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.
Coverages: Professional Indemnity
FTA Insurance's Design and Construct (D&C) Insurance offers comprehensive Professional Indemnity coverage for building professionals involved in both construction and design activities. With limits up to $20 million, the policy features Civil Liability Insuring Clauses, Reinstatement of the Limit of Liability, and Multiple Causes of Loss Cover. Preferred sectors include residential builders, commercial fit-outs, institutional buildings, and multi-residential projects up to seven stories. Notably, industries such as silos, dams, and marine projects are excluded.