Coverages: Bodily Injury | Overseas Medical

AHI’s national specialty underwriters and in-house claims team provide primary coverage and support for routine and emergency medical treatment, bridging the gap for employees on international assignments. From major cities to remote locations, AHI is committed to helping protect the financial health of organisations, while supporting the wellbeing of their people.

Features: Hospital benefits; Emergency medical evacuations; Out-patient medical expenses; Medical extras (routine dental, optical and medical); Pregnancy; AHI Assist 24/7 medical incident response; In-house claims team.

Coverages: Travel

AHI’s national specialty underwriters and in-house claims team provide coverage and support for businesses and employees, helping manage the risks and their financial impact during work-related travel, both domestically and internationally. With AHI Assist, our 24/7 incident response team operating under one Tokio Marine Group, we offer businesses of all sizes and risk profiles security and confidence when expanding into new markets or strengthening global presence.

Features: In-house client-facing claims team; AHI Assist 24/7 travel, medical and safety assistance; AHI Assist App and digital contact cards; Associated leisure travel.

Coverages: Accident and Sickness

Keystone's Journey Accident Insurance provides coverage for employees against accidental death or injury sustained while traveling directly between their residence and workplace, or during work-related travel. Key benefits include flexible packaging with other products, tailored quotes or scheme solutions, coverage limits up to $250,000 for accidental death, weekly benefits up to $2,000 for accident or sickness, and a variety of automatic and optional extensions.

Coverages: Accident and Sickness

Keystone's Personal Accident and Sickness Insurance provides financial protection against loss of earnings due to bodily injury, sickness, accidental death and permanent disablement. Key benefits include the ability to package with other products, individual quotes or scheme solutions, limits up to $250,000 for accidental death, weekly benefits up to $2,500, and a wide range of automatic and optional extensions.

Coverages: Accident and Sickness

DUAL Australia's Individual Personal Accident (IPA) insurance offers tailored coverage for various occupations, providing financial protection against injuries or illnesses. The policy includes lump sum benefits for accidental death or permanent disability and weekly benefits for temporary total disablement due to injury or sickness, with payments extending up to 104 weeks. Designed for individuals up to 74 years old across 700 occupations.

Coverages: Accident and Sickness

DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.

Coverages: Accident and Sickness

DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.

Coverages: Accident and Sickness

DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.

Coverages: Management Liability | Professional Indemnity

Keystone's Association Liability insurance provides comprehensive protection for non-profit organizations against claims related to wrongful management, employment practices breaches, crime, tax audits, and statutory liabilities. Key benefits include the ability to package with other products, six coverage sections with separate limits, individual or scheme-based quotes, limits up to $10,000,000, and a wide range of automatic and optional extensions.

Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.