Coverages: Cyber

Keystone's Cyber Liability insurance provides comprehensive coverage against cyber threats, including data breaches, business interruptions, and remediation expenses. The policy encompasses protections such as computer system security failure, cyber business interruption costs, cyber claim defence costs, cyber emergency services, cyber extortion events, data breaches, media claim defence costs, and regulatory investigations. Key benefits include the ability to package with other products, offering individual or scheme-based quotes, and coverage limits up to $500,000.

Coverages: Medical Malpractice | Product Liability | Public Liability

Keystone's Allied Health insurance offers combined Civil Liability Professional Indemnity and Public and Products Liability coverage for professionals in the healthcare sector. It protects against claims arising from alleged breaches of professional duty in healthcare services. Key benefits include flexible packaging with other products, tailored individual quotes or scheme solutions, coverage limits up to $20 million, and a broad range of automatic and optional extensions. Preferred occupations encompass a wide array of health practices, ensuring comprehensive protection for diverse professionals.

Coverages: Public Liability

Amazon Underwriting's NDIS Property Owners Liability Insurance offers coverage tailored for property owners leasing to NDIS Specialist Disability Accommodation (SDA) providers and/or Supported Independent Living (SIL) providers. Policyholders can choose liability limits of $10 million or $20 million. This policy can be purchased stand alone or together with Amazon’s NDIS Property, providing a tailored insurance package.

Coverages: Property Damage

Amazon Underwriting’s NDIS Property Insurance is tailored for owners of Specialist Disability Accommodation (SDA) properties. It provides comprehensive coverage for buildings, contents, and loss of rent due to insured events. Optional extras include flood cover and landlord workers' compensation. With flexible limits and underwriting expertise, this policy ensures NDIS property owners are protected against risks while supporting safe and secure accommodation for participants. This policy can be purchased stand alone or together with Amazon’s NDIS Property Owners Liability providing a comprehensive insurance package.

Coverages: Public Liability

Amazon Underwriting’s Homebiz Public and Products Liability Insurance is designed for home-based businesses, offering protection against third-party injury and property damage claims. With flexible cover tailored to over 90 occupations, it includes limits up to $20 million and automatic inclusion of care, custody, and control up to $100,000 $100,000. This policy ensures home business operators are protected with peace of mind with comprehensive liability coverage. This policy can be purchased stand alone or together with Amazon’s HomeBiz Property, providing a tailored insurance package.

Coverages: Property Damage

Amazon Underwriting’s Homebiz Property Insurance is designed for home-based businesses, offering cover for both the domestic assets (home, contents, specified contents, portable contents) and business equipment/stock/merchandise and domestic legal liability all under the one policy. This means no gaps in cover between domestic and commercial policies, one insurer and one excess. This policy can be purchased stand alone or together with Amazon’s HomeBiz Public and Products Liability, providing a tailored insurance package.

Coverages: Property Damage

Amazon Underwriting's Childcare Property Insurance offers comprehensive coverage tailored for childcare operators, including kindergartens, preschools, and long day care centers. The policy includes protection for buildings, contents, and equipment against risks such as accidental damage, theft, and machinery breakdown. Additional benefits encompass coverage for shade sails, soft fall equipment, and business interruption, ensuring minimal disruption to operations. This insurance provides peace of mind for childcare providers by safeguarding their physical assets. This comprehensive insurance solution ensures peace of mind for childcare providers, so they can focus on delivering quality care.

Coverages: Personal Liability

Amazon Underwriting's Childcare Personal Accident Insurance provides financial protection for children, volunteers, and parents involved in childcare services. The policy offers coverage for out-of-pocket medical expenses and capital benefits in the event of accidental injury. This ensures that all parties associated with childcare operations receive support and peace of mind during unforeseen incidents. This policy can only be purchased together with Amazon’s Childcare Combined Liability and can complete the package with Amazon’s Childcare Property, providing a comprehensive insurance package.

Coverages: Abuse Liability

Amazon Underwriting’s Safeguard Insurance offers protection against an allegation and/or claim of sexual abuse, up to a $5,000,000 limit to comply with the Victorian Government Betrayal of Trust guidelines and excess layers are available.

Coverages: Strata - Residential

Flex Insurance offers customizable residential strata insurance, allowing property owners to tailor coverage to their specific needs. Standard policies include protection for buildings and common areas against loss or damage, as well as liability coverage for personal injury or property damage claims. Optional add-ons include coverage for voluntary workers, machinery breakdown, and catastrophe insurance, providing comprehensive protection for strata properties.