Coverages: Professional Indemnity

FTA Insurance's Associations Liability Insurance is tailored for not-for-profit organizations, combining Professional Indemnity and Directors and Officers Liability coverage to address their unique risks. It safeguards the association, its office bearers, and employees against potential liabilities arising from their activities. With adjustable coverage levels, limits up to $10 million, and benefits like nil excesses and market-leading coverage, this policy caters to a wide range of associations, including community centers, trade associations, and support groups.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Specie – Commercial Specialists insurance offers tailored coverage for businesses dealing in high-value goods such as jewellers, watch dealers, precious metal traders, and pawnbrokers. It protects stock, money, and assets against risks like theft, loss, or damage. With flexible underwriting and expert support, Keystone ensures peace of mind for businesses operating in the precious goods sector across Australia.

Coverages: Crime | Property Damage

Property insurance safeguards businesses against various risks, including accidental loss or damage to stock and contents from events like fire, storm, or malicious acts. Coverage extends to theft of stock or contents, loss or damage of money due to theft or fire, accidental or malicious glass breakage, and accidental loss or damage of portable or valuable items occurring away from the primary business location. Key benefits include the ability to package with other products, individual quotes or scheme solutions, and coverage limits up to $500,000 for property damage and $50,000 for theft.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Clinical Trials Liability | Medical Malpractice | Product Liability | Professional Indemnity | Public Liability

Keystone's Life Science insurance offers comprehensive coverage for companies ranging from pre-revenue startups to established enterprises. The combined policy caters to manufacturers, distributors, wholesalers, and research and development firms, covering products from skincare items to implantable devices. Key benefits include product recall costs, research and development restoration costs, and limits up to $20 million. Preferred risks encompass nutraceuticals, biotechnology, medical devices, clinical trials, and medical cannabis.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Jewellers' Block insurance is a specialized policy designed to protect businesses involved in the jewellery trade, including retailers, wholesalers, manufacturers, and repairers. It provides comprehensive coverage against risks such as theft, burglary, robbery, and accidental damage to stock and contents. Additionally, it can cover loss or damage to money, glass breakage, and liabilities arising from business operations. This type of insurance is essential for jewellers to safeguard their valuable assets and ensure business continuity in the event of unforeseen incidents.

Coverages: Cyber

Keystone's Cyber Liability insurance provides comprehensive coverage against cyber threats, including data breaches, business interruptions, and remediation expenses. The policy encompasses protections such as computer system security failure, cyber business interruption costs, cyber claim defence costs, cyber emergency services, cyber extortion events, data breaches, media claim defence costs, and regulatory investigations. Key benefits include the ability to package with other products, offering individual or scheme-based quotes, and coverage limits up to $500,000.

Coverages: Medical Malpractice | Product Liability | Public Liability

Keystone's Allied Health insurance offers combined Civil Liability Professional Indemnity and Public and Products Liability coverage for professionals in the healthcare sector. It protects against claims arising from alleged breaches of professional duty in healthcare services. Key benefits include flexible packaging with other products, tailored individual quotes or scheme solutions, coverage limits up to $20 million, and a broad range of automatic and optional extensions. Preferred occupations encompass a wide array of health practices, ensuring comprehensive protection for diverse professionals.

Coverages: Public Liability

Amazon Underwriting's NDIS Property Owners Liability Insurance offers coverage tailored for property owners leasing to NDIS Specialist Disability Accommodation (SDA) providers and/or Supported Independent Living (SIL) providers. Policyholders can choose liability limits of $10 million or $20 million. This policy can be purchased stand alone or together with Amazon’s NDIS Property, providing a tailored insurance package.