Coverages: Public Liability

Amazon Underwriting's Childcare Combined Liability Insurance offers comprehensive coverage tailored for childcare providers, including Public and Products Liability and Professional Indemnity, all on an occurrence basis to eliminate concerns about runoff cover. It includes Sexual Abuse cover with automatic 5-year runoff and up to 10 years retroactive cover for licensed services. Compliant with Childcare National Law and Regulations, it ensures minimum $10 million public liability coverage. This policy can be purchased stand alone or together with Amazon’s Childcare Property and/or Amazon’s Personal Accident, providing a comprehensive insurance package.

Coverages: Management Liability | Professional Indemnity

FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.

Coverages: Professional Indemnity

FTA Insurance's Design and Construct (D&C) Insurance offers comprehensive Professional Indemnity coverage for building professionals involved in both construction and design activities. With limits up to $20 million, the policy features Civil Liability Insuring Clauses, Reinstatement of the Limit of Liability, and Multiple Causes of Loss Cover. Preferred sectors include residential builders, commercial fit-outs, institutional buildings, and multi-residential projects up to seven stories. Notably, industries such as silos, dams, and marine projects are excluded.

Coverages: Professional Indemnity

FTA Insurance's Associations Liability Insurance is tailored for not-for-profit organizations, combining Professional Indemnity and Directors and Officers Liability coverage to address their unique risks. It safeguards the association, its office bearers, and employees against potential liabilities arising from their activities. With adjustable coverage levels, limits up to $10 million, and benefits like nil excesses and market-leading coverage, this policy caters to a wide range of associations, including community centers, trade associations, and support groups.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Specie – Commercial Specialists insurance offers tailored coverage for businesses dealing in high-value goods such as jewellers, watch dealers, precious metal traders, and pawnbrokers. It protects stock, money, and assets against risks like theft, loss, or damage. With flexible underwriting and expert support, Keystone ensures peace of mind for businesses operating in the precious goods sector across Australia.

Coverages: Crime | Property Damage

Property insurance safeguards businesses against various risks, including accidental loss or damage to stock and contents from events like fire, storm, or malicious acts. Coverage extends to theft of stock or contents, loss or damage of money due to theft or fire, accidental or malicious glass breakage, and accidental loss or damage of portable or valuable items occurring away from the primary business location. Key benefits include the ability to package with other products, individual quotes or scheme solutions, and coverage limits up to $500,000 for property damage and $50,000 for theft.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Clinical Trials Liability | Medical Malpractice | Product Liability | Professional Indemnity | Public Liability

Keystone's Life Science insurance offers comprehensive coverage for companies ranging from pre-revenue startups to established enterprises. The combined policy caters to manufacturers, distributors, wholesalers, and research and development firms, covering products from skincare items to implantable devices. Key benefits include product recall costs, research and development restoration costs, and limits up to $20 million. Preferred risks encompass nutraceuticals, biotechnology, medical devices, clinical trials, and medical cannabis.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Business Interruption | Crime | Inland Marine | Property Damage | Public Liability

Jewellers' Block insurance is a specialized policy designed to protect businesses involved in the jewellery trade, including retailers, wholesalers, manufacturers, and repairers. It provides comprehensive coverage against risks such as theft, burglary, robbery, and accidental damage to stock and contents. Additionally, it can cover loss or damage to money, glass breakage, and liabilities arising from business operations. This type of insurance is essential for jewellers to safeguard their valuable assets and ensure business continuity in the event of unforeseen incidents.