Coverages: Accident and Sickness

CFC's Voluntary Workers insurance offers coverage for organizations, associations, and businesses that rely on volunteers, including board members and work experience students. The policy provides protection against accidental injuries sustained while performing voluntary duties. Optional worldwide coverage extensions are available to ensure comprehensive protection for volunteers.

Coverages: Accident and Sickness

CFC’s Accident and Health – Journey insurance offers protection for employees during their daily commute or business travel. It covers accidental injury, disability, or death that occurs while traveling to or from work. Designed to support duty of care obligations, this policy helps businesses safeguard their workforce, minimize disruption, and provide peace of mind for employees on the move.

Coverages: Accident and Sickness

CFC's Individual Personal Accident and Sickness insurance provides comprehensive coverage for individuals in the event of accidents resulting in death or injury, or illnesses that impact their ability to work. The policy offers flexible coverage options, including 24/7 protection, working hours only, or outside working hours. It caters to a wide range of occupations across various industries, ensuring tailored protection for diverse professional needs.

Coverages: Accident and Sickness

CFC’s Accident and Health – Group Personal Accident and Sickness insurance provides financial protection for businesses and their employees in the event of accidental injury or illness. Covering medical expenses, lost income, and death benefits, the policy supports workforce wellbeing and business continuity. Tailored for groups of any size, it offers flexible coverage options to suit diverse industries and working environments.

Coverages: Travel

CFC's Corporate Travel Insurance offers comprehensive protection for businesses and their employees during domestic and international travel. The policy encompasses 12 sections of coverage, including personal accident and sickness, kidnap and ransom, overseas medical expenses, travel assistance services, travel disruption, baggage and money loss, rental vehicle excess, personal liability, extra-territorial workers' compensation, political unrest evacuation, search and rescue expenses, and additional benefits. This extensive coverage ensures financial protection against unexpected events during business trips.

Coverages: Cyber

Emergence Insurance's Group Personal Cyber Insurance is purchased by businesses providing cyber protection for their employees and their families. This core policy includes cover for cyber events, including hacking, crimeware, cyber extortion, cyber espionage and denial of service. Coverage includes cyber event response costs such as credit and identity monitoring, data restoration, legal costs, and cyber extortion costs. Base premiums start at $25 per employee for $20,000 coverage, with a minimum base premium of $300.

Coverages: Cyber

Emergence Insurance's Cyber Event Protection policy offers comprehensive cyber insurance for SME businesses. The core policy includes losses to your business, loss to others, and cyber event response costs. Optional coverages include non-IT contingent business interruption and system failure, criminal financial loss, socially engineered theft, directors and officers' liability, tangible property, and joint venture cover.

Coverages: Cyber

Emergence Insurance's Cyber Enterprise Solution policy offers comprehensive cyber insurance for large enterprises with revenues exceeding $250 million. The core policy includes business interruption, dependent business interruption, cyber and privacy liability, and cyber incident response costs. Optional coverages include reputational harm, system failure, multimedia liability, tangible property, and joint venture cover.

Coverages: Professional Indemnity

Edge Underwriting's Real Estate Professional Indemnity (PI) insurance offers comprehensive civil liability coverage tailored for property professionals. It includes protection against contractual breaches, intellectual property infringements, and cyber risks. The policy also covers court attendance costs and provides reputation and brand protection through public relations consultancy services. Additionally, it offers reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.