Coverages: Carbon
CFC’s Carbon Delivery insurance protects buyers and sellers of carbon credits against the risk of non-delivery due to project underperformance or failure. Designed for the voluntary carbon market, it ensures financial stability and transaction confidence. This policy supports sustainable investment by covering losses when credits aren’t issued as expected, helping businesses meet climate goals with greater certainty and reduced risk.
Coverages: Carbon
CFC's Carbon Cancellation Insurance protects companies who own carbon credits from financial and management risks due to cancellation or invalidation. It offers contract certainty for issued credits, financial protection against invalidation or reversal, and adverse media and crisis management support following a project invalidation event.
Coverages: War and Terrorism
CFC’s Active Assailant insurance provides comprehensive coverage for businesses facing threats from armed attacks, including firearms, vehicles, or explosive devices. It covers property damage, business interruption, and crisis response costs. With access to specialist support teams, the policy helps organizations respond swiftly to traumatic events, protect employees and customers, and recover faster from violent incidents in today’s unpredictable security landscape.
Coverages: Cyber
Emergence Insurance's Group Personal Cyber Insurance is purchased by businesses providing cyber protection for their employees and their families. This core policy includes cover for cyber events, including hacking, crimeware, cyber extortion, cyber espionage and denial of service. Coverage includes cyber event response costs such as credit and identity monitoring, data restoration, legal costs, and cyber extortion costs. Base premiums start at $25 per employee for $20,000 coverage, with a minimum base premium of $300.
Coverages: Cyber
Emergence Insurance's Cyber Event Protection policy offers comprehensive cyber insurance for SME businesses. The core policy includes losses to your business, loss to others, and cyber event response costs. Optional coverages include non-IT contingent business interruption and system failure, criminal financial loss, socially engineered theft, directors and officers' liability, tangible property, and joint venture cover.
Coverages: Cyber
Emergence Insurance's Cyber Enterprise Solution policy offers comprehensive cyber insurance for large enterprises with revenues exceeding $250 million. The core policy includes business interruption, dependent business interruption, cyber and privacy liability, and cyber incident response costs. Optional coverages include reputational harm, system failure, multimedia liability, tangible property, and joint venture cover.
Coverages: Legal Expenses
LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.
Coverages: Public Liability
Edge Underwriting's Scaffolders Liability insurance offers comprehensive coverage tailored for scaffolding contractors. With limits up to $20 million, the policy imposes no height restrictions and includes optional extensions such as Contractual Liability, Principal as Additional Insured with Waiver of Subrogation, and Incidental Professional Indemnity. Designed for businesses with turnovers between $750,000 and $50 million, it requires a minimum of three years' experience and superior risk management practices.
Coverages: Cyber
Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.
Coverages: Financial Loss | Public Liability
Edge Underwriting offers a Combined Business Liability insurance policy that integrates Public Liability (PL) and Professional Indemnity (PI) coverages. This comprehensive solution is designed for businesses requiring protection against both public liabilities and professional risks, ensuring streamlined coverage under a single policy. Specific details and features of this combined policy can be obtained directly from Edge Underwriting.