Coverages: Public Liability

Edge Underwriting's Cleaners Liability insurance offers up to $20 million in coverage, backed by 100% Lloyd's security. It automatically includes $100,000 coverage for negligent loss of keys and offers optional extensions for blanket contractual liability and adding principals as additional insured with waiver of subrogation. The policy caters to a broad range of cleaning activities, including shopping center cleaning during business hours.

Coverages: Professional Indemnity

Edge Underwriting's Architects and Engineers Professional Indemnity (PI) insurance provides comprehensive civil liability coverage tailored for design professionals. It includes protection against contractual breaches, intellectual property infringements, full pollution liability, and cyber risks such as virus and hacking liability. The policy also covers court attendance costs and offers reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Representations and Warranties

DUAL Australia's Warranty and Indemnity insurance provides specialised coverage for parties involved in mergers and acquisitions (M&A). It protects an insured against financial loss arising from a breach of the warranties or indemnities given by the warrantors (usually the seller) under a sale agreement and enables smoother transactions by transferring risk from the purchaser. As a result of the transfer of risk from the purchaser to the insurer, W&I insurance facilitates deals and enhances deal security and confidence for the parties involved. It also provides a clean exit for sellers and reduces the potential for disputes between the negotiating parties.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Damages and Fines | Legal Expenses

DUAL Australia's Statutory Liability insurance protects businesses against legal liabilities from unintentional breaches of legislation, including health, safety, and environmental laws. The policy covers fines, penalties, legal costs, and expenses related to investigations. Optional coverage for enforceable undertakings is also available. This insurance can be purchased as a standalone policy or as part of DUAL's Evolution suite, providing comprehensive protection in an increasingly regulated environment.

Coverages: Medical Expenses

Coverages: Management Liability

DUAL Australia's Management Liability insurance is a comprehensive package designed to protect senior management and companies from the complex risks associated with business operations. It offers coverage for directors and officers liability, entity cover, employment practices liability, crime protection, tax audit, statutory liability, investigations, and occupational health and safety defence costs. Tailored for businesses with turnovers up to $150 million and up to 1,000 staff, it provides flexible limits and competitive premiums.

Coverages: Crime | Damages and Fines | Directors and Officers Liability | Employment Practices Liability | Professional Indemnity

DUAL Australia's Investment Managers insurance is tailored for Australian investment management firms, combining multiple coverage sections into a single, easy-to-transact policy. It addresses unique risks faced by investment managers, offering protection against professional indemnity, directors and officers liability, employment practices liability, statutory liability, and crime protection. This comprehensive solution provides convenience and peace of mind to investment management professionals.

Coverages: Crime | Damages and Fines | Directors and Officers Liability | Employment Practices Liability

DUAL Australia's Evolution insurance is a comprehensive suite designed for medium to large businesses, combining Directors and Officers Liability, Employment Practices Liability, Tax Audit, Statutory Liability, Supplementary Legal Expenses, and Crime Protection into a single, streamlined policy. This approach simplifies the insurance process with one proposal form and underwriting procedure, effectively bridging the gap between standard Management Liability and standalone policies.

Coverages: Crime | Cyber

DUAL Australia's Cyber Insurance provides comprehensive coverage for businesses against cyber threats, including privacy breaches, network security failures, and cyber extortion. The policy covers third-party liabilities, business interruption losses, data restoration, and response costs such as IT forensic investigations and legal expenses. Coverage is also available via optional extension for direct financial losses incurred due to social engineering and cyber fraud. Every DUAL Cyber Insurance policyholder enjoys round-the-clock access to a dedicated incident response team backed by a panel of specialist technical vendors, offering immediate assistance in effectively managing and mitigating the potentially severe consequences of a cyber incident.