Coverages: Professional Indemnity | Public Liability

Edge Underwriting's LARI (Labour Hire and Recruitment) insurance offers comprehensive coverage for recruitment agencies, encompassing Professional Indemnity (PI) and Public Liability (PL). It includes vicarious liability for placed personnel, protection against contractual breaches, intellectual property infringements, cyber risks, and dishonesty by placed personnel. The policy also covers court attendance costs and reimburses withheld fees to mitigate potential larger claims.

Coverages: Public Liability

Edge Underwriting's Scaffolders Liability insurance offers comprehensive coverage tailored for scaffolding contractors. With limits up to $20 million, the policy imposes no height restrictions and includes optional extensions such as Contractual Liability, Principal as Additional Insured with Waiver of Subrogation, and Incidental Professional Indemnity. Designed for businesses with turnovers between $750,000 and $50 million, it requires a minimum of three years' experience and superior risk management practices.

Coverages: Umbrella / Excess

GLUE (General Liability Umbrella and Excess) is an insurance solution from Edge Underwriting offering umbrella coverage up to $30 million. It complements existing Public and Products Liability, Motor Vehicle Liability, and Workers Compensation policies by providing excess liability that mirrors primary coverage, including sub-limits. Unique features include drop-down cover for contractual liability, principal inclusion as joint insured, waiver of subrogation, and optional incidental professional indemnity up to $5 million.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.

Coverages: Financial Loss | Public Liability

Edge Underwriting offers a Combined Business Liability insurance policy that integrates Public Liability (PL) and Professional Indemnity (PI) coverages. This comprehensive solution is designed for businesses requiring protection against both public liabilities and professional risks, ensuring streamlined coverage under a single policy. Specific details and features of this combined policy can be obtained directly from Edge Underwriting.

Coverages: Public Liability

Edge Underwriting's Cleaners Liability insurance offers up to $20 million in coverage, backed by 100% Lloyd's security. It automatically includes $100,000 coverage for negligent loss of keys and offers optional extensions for blanket contractual liability and adding principals as additional insured with waiver of subrogation. The policy caters to a broad range of cleaning activities, including shopping center cleaning during business hours.

Coverages: Professional Indemnity

Edge Underwriting's Architects and Engineers Professional Indemnity (PI) insurance provides comprehensive civil liability coverage tailored for design professionals. It includes protection against contractual breaches, intellectual property infringements, full pollution liability, and cyber risks such as virus and hacking liability. The policy also covers court attendance costs and offers reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Professional Indemnity

Edge Underwriting offers Professional Indemnity (PI) insurance for accountants, providing comprehensive civil liability coverage underwritten with 100% Lloyd's security. The policy includes protection against contractual breaches, intellectual property rights infringement, and liability arising from virus and hacking incidents. Additionally, it covers costs for reputation and brand protection, as well as reimbursement for withheld fees to mitigate potential larger claims.

Coverages: Representations and Warranties

DUAL Australia's Warranty and Indemnity insurance provides specialised coverage for parties involved in mergers and acquisitions (M&A). It protects an insured against financial loss arising from a breach of the warranties or indemnities given by the warrantors (usually the seller) under a sale agreement and enables smoother transactions by transferring risk from the purchaser. As a result of the transfer of risk from the purchaser to the insurer, W&I insurance facilitates deals and enhances deal security and confidence for the parties involved. It also provides a clean exit for sellers and reduces the potential for disputes between the negotiating parties.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.