Coverages: Damages and Fines | Legal Expenses

DUAL Australia's Statutory Liability insurance protects businesses against legal liabilities from unintentional breaches of legislation, including health, safety, and environmental laws. The policy covers fines, penalties, legal costs, and expenses related to investigations. Optional coverage for enforceable undertakings is also available. This insurance can be purchased as a standalone policy or as part of DUAL's Evolution suite, providing comprehensive protection in an increasingly regulated environment.

Coverages: Medical Expenses

Coverages: Management Liability

DUAL Australia's Management Liability insurance is a comprehensive package designed to protect senior management and companies from the complex risks associated with business operations. It offers coverage for directors and officers liability, entity cover, employment practices liability, crime protection, tax audit, statutory liability, investigations, and occupational health and safety defence costs. Tailored for businesses with turnovers up to $150 million and up to 1,000 staff, it provides flexible limits and competitive premiums.

Coverages: Crime | Damages and Fines | Directors and Officers Liability | Employment Practices Liability | Professional Indemnity

DUAL Australia's Investment Managers insurance is tailored for Australian investment management firms, combining multiple coverage sections into a single, easy-to-transact policy. It addresses unique risks faced by investment managers, offering protection against professional indemnity, directors and officers liability, employment practices liability, statutory liability, and crime protection. This comprehensive solution provides convenience and peace of mind to investment management professionals.

Coverages: Crime | Damages and Fines | Directors and Officers Liability | Employment Practices Liability

DUAL Australia's Evolution insurance is a comprehensive suite designed for medium to large businesses, combining Directors and Officers Liability, Employment Practices Liability, Tax Audit, Statutory Liability, Supplementary Legal Expenses, and Crime Protection into a single, streamlined policy. This approach simplifies the insurance process with one proposal form and underwriting procedure, effectively bridging the gap between standard Management Liability and standalone policies.

Coverages: Crime | Cyber

DUAL Australia's Cyber Insurance provides comprehensive coverage for businesses against cyber threats, including privacy breaches, network security failures, and cyber extortion. The policy covers third-party liabilities, business interruption losses, data restoration, and response costs such as IT forensic investigations and legal expenses. Coverage is also available via optional extension for direct financial losses incurred due to social engineering and cyber fraud. Every DUAL Cyber Insurance policyholder enjoys round-the-clock access to a dedicated incident response team backed by a panel of specialist technical vendors, offering immediate assistance in effectively managing and mitigating the potentially severe consequences of a cyber incident.

Coverages: Crime

DUAL Australia's Crime Protection insurance safeguards businesses against financial losses resulting from criminal activities such as theft, fraud, and employee dishonesty. The policy covers direct losses from incidents like fidelity breaches, burglary, forgery, and cybercrime, aiding organisations in financial recovery after a crime occurs. By investing in this coverage, businesses can mitigate risks and ensure continuity even in the face of unforeseen criminal acts.

Coverages: Travel

DUAL Australia's Corporate Travel insurance offers comprehensive coverage for businesses and their employees, protecting against unforeseen events that may disrupt travel plans. With 24/7 worldwide assistance through DUAL Assist, clients receive prompt support during emergencies. Key benefits include coverage for private interstate and overseas travel, pre-existing medical conditions, and accidental death and capital benefits.

Coverages: Landlords

CHU's Landlord Insurance is tailored for property investors renting out strata units, apartments, villas, or townhouses. It offers coverage for landlords' contents within the unit, such as appliances and furniture, against accidental loss or damage. Additionally, it protects against rental-specific risks like loss of rental income due to tenant departure or default, tenant-caused damage, and liability for injuries occurring within the rented unit.

Coverages: Contents

CHU's Contents Insurance for Strata offers comprehensive coverage for residents of apartments, units, villas, and townhouses, safeguarding personal belongings like clothing, electronics, furniture, and jewellery against risks such as theft, accidental or malicious damage, water damage, fire, and storms. The policy also includes legal liability protection, ensuring financial security in unforeseen circumstances.