Coverages: Crime

DUAL Australia's Crime Protection insurance safeguards businesses against financial losses resulting from criminal activities such as theft, fraud, and employee dishonesty. The policy covers direct losses from incidents like fidelity breaches, burglary, forgery, and cybercrime, aiding organisations in financial recovery after a crime occurs. By investing in this coverage, businesses can mitigate risks and ensure continuity even in the face of unforeseen criminal acts.

Coverages: Travel

DUAL Australia's Corporate Travel insurance offers comprehensive coverage for businesses and their employees, protecting against unforeseen events that may disrupt travel plans. With 24/7 worldwide assistance through DUAL Assist, clients receive prompt support during emergencies. Key benefits include coverage for private interstate and overseas travel, pre-existing medical conditions, and accidental death and capital benefits.

Coverages: Landlords

CHU's Landlord Insurance is tailored for property investors renting out strata units, apartments, villas, or townhouses. It offers coverage for landlords' contents within the unit, such as appliances and furniture, against accidental loss or damage. Additionally, it protects against rental-specific risks like loss of rental income due to tenant departure or default, tenant-caused damage, and liability for injuries occurring within the rented unit.

Coverages: Contents

CHU's Contents Insurance for Strata offers comprehensive coverage for residents of apartments, units, villas, and townhouses, safeguarding personal belongings like clothing, electronics, furniture, and jewellery against risks such as theft, accidental or malicious damage, water damage, fire, and storms. The policy also includes legal liability protection, ensuring financial security in unforeseen circumstances.

Coverages: Strata - Community Association

A Community Association Plan refers to a subdivision of land where owners share common property and facilities, such as roads, utilities, swimming pools, or tennis courts. These associations can encompass large estates with standalone residential homes or mixed-use developments combining commercial, residential, and retail lots. Terminology varies across regions: in Western Australia, it's known as a Survey-Strata Scheme; in South Australia, a Community Corporation; in QLD, Standard Format Plan subdivisions

Coverages: Strata - Commercial

A Commercial Strata Plan pertains to strata-titled properties primarily used for commercial purposes, such as office buildings, shopping centres, or industrial estates. In Australia, legislation mandates that these properties maintain strata insurance to cover common areas like driveways, lifts, and stairwells against damage or destruction. Additionally, this insurance provides liability coverage for personal injuries related to the insured property.

Coverages: Building - Build to Rent Residential

Build-to-rent developments involve residential properties where all units are retained by a single owner, such as a developer or investment entity, and leased directly to tenants without individual sales. These properties are not registered as strata titles and do not have a body corporate.

Coverages: Strata - Residential

A Residential Strata Plan involves properties like apartments, units, villas, and townhouses where multiple owners share ownership of common areas such as driveways, lifts, and pools. In Australia, legislation typically requires these properties to maintain strata insurance, covering common property against events like theft, storms, water damage, fire, and accidental or malicious damage. Additionally, this insurance provides liability coverage for personal injuries related to the insured property. 

Coverages: Business Interruption | Cyber | Media Liability

Coverages: Inland Marine | Property Damage

Marine Bind's Portable Property Insurance is an annual policy offering comprehensive coverage for items transported to and from sites and whilst in store at either a home or business address in Australia. Designed for professionals and businesses with tools of trade, business or sports related equipment, and those items that aren’t easily insured due to the nature of their designed use. It protects against accidental loss or damage to insured items. This flexible policy ensures that portable assets remain insured throughout the year.