Coverages: Strata - Community Association

A Community Association Plan refers to a subdivision of land where owners share common property and facilities, such as roads, utilities, swimming pools, or tennis courts. These associations can encompass large estates with standalone residential homes or mixed-use developments combining commercial, residential, and retail lots. Terminology varies across regions: in Western Australia, it's known as a Survey-Strata Scheme; in South Australia, a Community Corporation; in QLD, Standard Format Plan subdivisions

Coverages: Strata - Commercial

A Commercial Strata Plan pertains to strata-titled properties primarily used for commercial purposes, such as office buildings, shopping centres, or industrial estates. In Australia, legislation mandates that these properties maintain strata insurance to cover common areas like driveways, lifts, and stairwells against damage or destruction. Additionally, this insurance provides liability coverage for personal injuries related to the insured property.

Coverages: Building - Build to Rent Residential

Build-to-rent developments involve residential properties where all units are retained by a single owner, such as a developer or investment entity, and leased directly to tenants without individual sales. These properties are not registered as strata titles and do not have a body corporate.

Coverages: Strata - Residential

A Residential Strata Plan involves properties like apartments, units, villas, and townhouses where multiple owners share ownership of common areas such as driveways, lifts, and pools. In Australia, legislation typically requires these properties to maintain strata insurance, covering common property against events like theft, storms, water damage, fire, and accidental or malicious damage. Additionally, this insurance provides liability coverage for personal injuries related to the insured property. 

Coverages: Business Interruption | Cyber | Media Liability

Coverages: Inland Marine | Property Damage

Marine Bind's Portable Property Insurance is an annual policy offering comprehensive coverage for items transported to and from sites and whilst in store at either a home or business address in Australia. Designed for professionals and businesses with tools of trade, business or sports related equipment, and those items that aren’t easily insured due to the nature of their designed use. It protects against accidental loss or damage to insured items. This flexible policy ensures that portable assets remain insured throughout the year.

Coverages: Hard to Place Liability

Agile Underwriting Services specializes in placing hard-to-place, difficult, and distressed risks through their Wholesale division. Leveraging deep connections with Lloyd's in London, they source capacity for clients facing reduced cover or capacity in the market. Their expertise encompasses a range of risks, including Financial Institutions, Professional Indemnity, Directors and Officers for ASX Public Companies, and Cyber risks for businesses with over $500 million in revenue. 

Coverages: Aviation

Agile Underwriting Services' Pilot Personal Accident Cover provides death benefit insurance for Australian-domiciled student, private, and commercial pilots aged 18 to 85. This policy offers financial security in the event of accidental death resulting from an aircraft accident. Coverage is tailored to meet the specific needs of pilots, ensuring peace of mind during flight operations. 

Coverages: Aviation

Agile Underwriting Services offers Pilot Personal Accident Cover for Australian pilots holding valid licenses from the Civil Aviation Safety Authority (CASA). This policy provides a death benefit in the event of accidental death while operating an Australian-registered aircraft. Designed for student, private, commercial, and agricultural pilots, coverage starts at AUD 245 per year, with death benefits beginning at AUD 50,000. 

Coverages: Legal Expenses

Agile Underwriting Services offers Legal Expenses Insurance, providing coverage for costs incurred in legal proceedings related to various business activities. This policy ensures that businesses can manage unforeseen legal expenses effectively, safeguarding their financial stability during disputes. Coverage includes legal representation fees, court costs, and other related expenses, tailored to meet the specific needs of different industries and professions.