Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability

Up to £25M Material Damage /Business Interruption any one location (higher limits available on request). Public/Products Liability up to £10M limit (up to £40m with own Excess of Loss product). Genuine ‘All Risks’ cover (with limited exclusions).

Our Mid Corp Commercial Combined product offers flexible, bespoke cover across a wide range of industry sectors including wholesale, retail, manufacturing, metalworking, engineering, printing and technology.

Coverages: Business Interruption | Employers Liability | Product Liability | Property Damage | Property Owners Liability | Public Liability

Matrix Underwriting’s Hotels, Pubs and Restaurants policy provides comprehensive cover for hospitality businesses, including property damage, business interruption, money, liability (employers’, public, products), loss of licence, deterioration of refrigerated stock, goods in transit, and more, with flexible limits and tailored extensions.

Coverages: Business Interruption | Contents | Employers Liability | Legal Expenses | Product Liability | Property Damage | Public Liability | Tenant Legal Liability | War and Terrorism

Matrix Underwriting’s Dry Cleaners, Launderettes and Shoe Policy provides comprehensive cover for property damage, business interruption, money, liability (public, employers’, products), goods in trust, and goods in transit. It’s tailored for the sector, with flexible sums insured and specialist claims support. 

Coverages: Business Interruption | Employers Liability | Legal Expenses | Product Liability | Public Liability

Instant Underwriting’s Leisure Insurance offers flexible cover for bars, restaurants, hotels, pubs, clubs, and health centers. Designed for modern businesses, it accommodates individuals, partnerships, or companies, and supports multiple locations under one policy.

Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.

Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.