Hotels
Commercial Insurance
Public Sector Insurance
GBP 0
Channel Islands, England, Isle of Man, Northern Ireland, Wales, Scotland
Yes
- Business Interruption
- Employers Liability
- Property Damage
- Public Liability
- War and Terrorism
- country house or boutique hotel
- hotels with spas including non-invasive treatment risk
- independent or franchised
- private member clubs
- purpose built hotels
- UK-wide hospitality chains
- Additional Coverages include:
- Average Waiver
- Business Interruption for Infectious Disease including Norovirus
- Loss of Income
- Warranty and Condition Precedent Free other than Cooking Condition
Product Overview
Hotels by Touchstone Underwriting Ltd provides insurance solutions designed for a broad range of hotel businesses. The policy is suitable for national hotel groups, boutique properties, country houses, and hotels featuring spa or leisure amenities.
Core cover includes property damage, business interruption, employers’ liability, and public liability, with the option to add war and terrorism protection. Additional features include support for infectious disease, loss of income, and an average waiver for added flexibility.
About Hotels by Touchstone Underwriting Ltd
This insurance is built for hotels with specific requirements, from purpose-built venues to Grade Listed buildings. It is well-suited to independent hotels, franchises, and private member clubs, offering adaptable terms and a focus on strong risk management.
Hotels by Touchstone Underwriting Ltd is available to businesses in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. Brokers will need a contract in place to arrange this cover.
A dedicated team of underwriters and a straightforward claims process help brokers and clients handle risks with ease. For further details, brokers can review the policy wording, download the supplemental form, or use the ‘Contact Underwriter for Quote’ options provided on this page.
Hotels by Touchstone Underwriting Ltd FAQs
Which types of hospitality businesses are eligible for cover under Hotels by Touchstone Underwriting Ltd?
Hotels by Touchstone Underwriting Ltd is designed for a wide range of hospitality businesses. Eligible types include UK-wide hotel chains, boutique hotels, country houses, independent or franchised hotels, private member clubs, and hotels with spa or leisure facilities. The policy also supports purpose-built hotels and those that are part of golf or leisure businesses.
What main protections are included in this hotel insurance product?
This product offers core cover for property damage, business interruption, employers’ liability, public liability, and optional war and terrorism. Additional features include cover for infectious disease, loss of income, and an average waiver. The policy wording also provides extensions for money, goods in transit, and legal expenses.
Which regions can access Hotels by Touchstone Underwriting Ltd?
The product is available to businesses in England, Scotland, Wales, Northern Ireland, the Channel Islands, and the Isle of Man. This broad reach allows hotels across the UK and nearby islands to benefit from tailored hospitality cover.
How does the policy cater to hotels with unique features or facilities?
Touchstone Underwriting Ltd’s ‘Hotels’ product is flexible enough to cover modern buildings, Grade Listed properties, and hotels with or without spa and leisure facilities. It also supports hotels that offer non-invasive spa treatments and those connected to golf or leisure clubs.
Does Hotels by Touchstone Underwriting Ltd provide business interruption cover for infectious diseases?
Yes, the policy provides business interruption cover for infectious diseases. It includes protection for closures caused by outbreaks, such as Norovirus. This cover helps maintain hotel income when operations are affected by health-related events.
What resources are available for brokers interested in learning more about the product?
Brokers can download the policy wording and supplemental form as PDFs directly from the product page. They also have access to contact details for underwriters and links to the provider’s website for more information. These resources offer clear guidance on the cover and its requirements.
Hospitality
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!