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Roofing and Scaffolding
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Min Premium GBP 7K/Year

Coverages: Employers Liability | Financial Loss | Professional Indemnity | Public Liability

We are the 'go-to' provider for Roofing and Scaffolding risks via Aviva's platform Marketplace, demonstrating the quality of our product and level of expertise that we hold. Our scheme covers the legal liability of Roofers and Scaffolders for Employees, Third Party Property and Injury and Products in respect of any damage or injury caused by them.

Retail Package
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required

Coverages: Employers Liability | Legal Expenses | Property Damage | Public Liability

A tailored policy that is designed to cover the assets, earning and legal liabilities of your clients business. We offer flexible optional covers for all types of high street businesses.

Restaurants (Mid to High End)
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Property Owners
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required

Coverages: Employers Liability | Financial Loss | Legal Expenses | Personal Liability | Property Owners Liability

Material Damage cover for Commercial, Industrial and Residential property owning Landlords. Cover can be purchased on an All Risks basis or restricted to Fire and perils only. Cover can also be extended to include Loss of Rent and Property Owners Liability.

Per Capita Liability
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Min Premium GBP 150/Year

Coverages: Employers Liability | Public Liability

This product covers many trades including high risk trades, professional and administrative, anywhere in the UK. It includes Public and Employers Liability insurance and is specifically aimed at trades/businesses that comes into regular contact with members of the public or clients.

Office and Surgery Package
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required

Coverages: Employers Liability | Legal Expenses | Property Damage | Public Liability

Range of covers that can be tailored to suit a variety of office based businesses. It is designed to cover the assets, earnings and legal liabilities of your client’s business. Our dedicated package underwriters can tailor the cover your client needs to protect their business.

Niche Property Non-Standard
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required

Coverages: Employers Liability | Hard to Place Liability | Property Damage | Property Owners Liability | War and Terrorism

Our Niche Property cover is a specialist product backed by Lloyd’s and London Market Insurers to cater for a wide range of Properties. We have the ability to cater for large sums insured and offer various cover options including first loss, full value, excess layer and co-insured.

Mid-Market Property Owners
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Max Coverage GBP 20M

Coverages: Employers Liability | Legal Expenses | Property Damage | Property Owners Liability

Benefit from a range of coverage possibilities with no location limits, a substantial £20m total sum insured/limit any one location, and flexible excess layer options. Our Mid-market property owners product is backed by A-rated capacity offering security to you and your clients and is a bespoke wording to Touchstone Underwriting.

Life Science Product Liability
Touchstone Underwriting Ltd
  • Docs available S
  • Contract required

Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.

Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.

Excess of Loss
Touchstone Underwriting Ltd
  • Docs available S P
  • Contract required
Max Coverage GBP 30M Min Premium GBP 150/Year

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.

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