Coverages: Builders Risk | Business Interruption | Directors and Officers Liability | Equipment Breakdown | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

Camberford’s General Contractors insurance offers tailored cover for well-managed contractors of all sizes, including material damage, business interruption, contract works, plant, tools, professional indemnity, D&O, legal expenses, and liability. Flexible underwriting and a broad trade appetite ensure comprehensive protection and peace of mind.

Coverages: Umbrella / Excess

Excess Protection covers both mandatory and voluntary excesses for a range of claims, fault or non-fault—across Private Motor, Home, Commercial Motor, Taxi, and Motor Trade. Products are available via portal or adaptable schemes to suit brokers’ needs.

Coverages: Business Interruption | Public Liability

Stand alone terrorism coverage for commercial property or residential and flats, whether multi or single location. We can also cater for individual locations within a portfolio. Our cover focuses on not only the property damage but also the business interruption consequences of terrorist acts.

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability

Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.

Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.

Coverages: Directors and Officers Liability | Crime | Employment Practices Liability

Our Management Liability Policy provides protection against claims and offers access to rradar, a specialised law firm, to handle potential issues before they become claims, ensuring the organisation and its directors and officers are safeguarded.
There are three sections:
• Directors and Officers Liability
• Employment Practices Liability
• Corporate Legal Liability