Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

We understand the complex nature of restaurant insurance and can create bespoke policies specific to your client.

This policy is aimed at restaurants that offer fine dining with specific meal courses, high-quality décor, dining rules, and sometimes a dress code.

Coverages: Employers Liability | Financial Loss | Legal Expenses | Personal Liability | Property Owners Liability

Material Damage cover for Commercial, Industrial and Residential property owning Landlords. Cover can be purchased on an All Risks basis or restricted to Fire and perils only. Cover can also be extended to include Loss of Rent and Property Owners Liability.

Coverages: Employers Liability | Public Liability

This product covers many trades including high risk trades, professional and administrative, anywhere in the UK. It includes Public and Employers Liability insurance and is specifically aimed at trades/businesses that comes into regular contact with members of the public or clients.

Coverages: Employers Liability | Hard to Place Liability | Property Damage | Property Owners Liability | War and Terrorism

Our Niche Property cover is a specialist product backed by Lloyd’s and London Market Insurers to cater for a wide range of Properties. We have the ability to cater for large sums insured and offer various cover options including first loss, full value, excess layer and co-insured.

Coverages: Employers Liability | Legal Expenses | Property Damage | Property Owners Liability

Benefit from a range of coverage possibilities with no location limits, a substantial £20m total sum insured/limit any one location, and flexible excess layer options. Our Mid-market property owners product is backed by A-rated capacity offering security to you and your clients and is a bespoke wording to Touchstone Underwriting.

Coverages: Employers Liability | Financial Loss | Legal Expenses | Product Liability | Professional Indemnity | Public Liability

New medical solutions are transforming healthcare and changing people’s lives, from hi-tech diagnostics to advanced biotech.

Our cover includes both general and product liability and is a Commercial Combined offering including Property and Casualty cover. Cover may also be extended to include product recall and clinical trial liability.

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability