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Excess of Loss
Touchstone Underwriting Ltd
  • Docs available F S P
  • Contract required
Max Coverage GBP 30M Min Premium GBP 150/Year

Coverages: Employers Liability | Product Liability | Public Liability

Excess layer of up to £30M (PL) and £10M (EL).

This policy is most commonly used for excess Public/Products liability covers but may in addition include Employers Liability (but not in isolation). In certain trades or industries the risks your clients are exposed to may exceed the standard limits on their current insurance policy.

Contractors Combined
Touchstone Underwriting Ltd
  • Docs available F S P
  • Contract required
Max Coverage GBP 10M

Coverages: Business Interruption | Employers Liability | Financial Loss | Property Damage | Public Liability

Up to £10M Limit of Indemnity for Employers Liability and Public/Products Liability as standard (ability to apply an Excess Layer up to £30M).

Our Contractors Liability scheme applies to a wide range of trades within the construction industry. It is an annual policy that covers contractor’s work, plant and equipment and employees tools.

Hotels
Touchstone Underwriting Ltd
  • Docs available F S P
  • Contract required

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability | War and Terrorism

Whether your client’s hotel is a UK wide chain, independent or franchised, country house or boutique, part of a golf club or leisure business, we have the expertise to support you.

We are able to cater for all types of risks from modern concrete block to Grade Listed properties, with or without spa and leisure facilities, with the focus being on excellent risk management.

Contractors Trade Association
Touchstone Underwriting Ltd
  • Docs available F S P
  • Contract required
Max Coverage GBP 10M Min Premium GBP 1K/Year

Coverages: Business Interruption | Employers Liability | Product Liability | Public Liability

This policy is ideal for any contractor who is part of a Trade Body or Association.
• Annual or single project
• Employers Liability up to £10m/ Public Liability £5m as standard
• Includes heat use away
• Includes financial loss
• Additional discounts and low claims rebates for accredited association members
• Excess Layer up to £30m for Employers and Public / Products Liability

Commercial Combined
Touchstone Underwriting Ltd
  • Docs available F S
  • Contract required
Max Coverage GBP 10M

Coverages: Business Interruption | Employers Liability | Property Damage | Public Liability

Up to £10M total sums insured per location (no location limits). Up to £10M limit of indemnity for Public/Products liability.

We offer comprehensive cover, providing clients with a range of covers required in a single policy. Backed by A-Rated capacity, we can tailor and enhance the wordings plus include extensions as standard. Covering Manufacturers, wholesalers / distributors, retailers, food industry, engineering, printers, plastics, technology and more.

Property Owners
Troon Underwriting
  • Docs available A
  • No contract required
Max Coverage GBP 10M
Commercial Combined
Troon Underwriting
  • Docs available A
  • No contract required
Max Coverage GBP 10M
Residential Property Owners
The New India Assurance Company Ltd
  • Docs available A S P
  • Contract required
Max Coverage GBP 1M
Commercial Property Owners
The New India Assurance Company Ltd
  • Docs available A S P
  • Contract required
Max Coverage GBP 250K
Care Homes
The New India Assurance Company Ltd
  • Docs available A S P
  • Contract required
Max Coverage GBP 250K
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