Property

Home insurance remains an afterthought for many brokers

Home insurance remains an afterthought for many brokers

Low commissions and outdated sales habits are keeping general insurance on the sidelines

Bryony Garlick Sep 07, 2026
UK subsidence claims hit record as hottest summer leaves lasting damage

UK subsidence claims hit record as hottest summer leaves lasting damage

Hastings Direct reports a near-140% August spike - and insurers warn the peak has not passed

Plug-in solar is legal now - but not every unit passed its own safety test

Plug-in solar is legal now - but not every unit passed its own safety test

The government's own safety study found product quality inconsistent across the six units tested - one failed a trip-time threshold and another shrank under heat. Asking whether an installed device is on the ENA register is now an underwriting question with evidence behind it

Fire Safety Reinsurance Facility grows, but the cladding crisis has not eased

Fire Safety Reinsurance Facility grows, but the cladding crisis has not eased

Year-two data shows 730 risks covered and near-complete placement certainty - while remediation lags well behind schedule

Northern Ireland homeowners urged to rat-proof homes

Northern Ireland homeowners urged to rat-proof homes

Northern Ireland's confirmed record summer has created ideal breeding conditions for rats, and most home policies won't pay for the damage they cause

Brokers move beyond price as commercial property risk evolves

Brokers move beyond price as commercial property risk evolves

As buildings are used in more complex ways, brokers say the risk clients underestimate most isn't a new one, it's how far their insurance has fallen behind the business itself

The same building doesn't mean the same commercial property risk

The same building doesn't mean the same commercial property risk

Lithium-ion, office conversions and volatile weather mean brokers can no longer assume a familiar building carries a familiar risk

Spectrum fire victims still waiting two years on - and insurance is why

Spectrum fire victims still waiting two years on - and insurance is why

Freeholder insolvency has frozen insurance proceeds, leaving leaseholders paying mortgages on a demolished building

Empty homes hit a decade high - and unoccupied property cover is becoming a real broker growth line

Empty homes hit a decade high - and unoccupied property cover is becoming a real broker growth line

New broker data shows roughly 750,000 UK homes now sit empty

IB TALK

How commercial property risks are changing in the UK

AXA's Matt Briggs discusses the emerging risks reshaping commercial property insurance, from lithium-ion batteries and net zero retrofits to climate change and what underwriters look for in a well-managed risk

Has construction insurance moved from paying claims to preventing them?

Prevention, collaboration and changing expectations are reshaping construction insurance. AXA's Andrew Hogg shares where the market is heading

Inside the rise of drone insurance

Coverdrone's Phil Heath and Richard Webb discuss the growth of drone insurance and what it reveals about insuring emerging technologies.

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