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Great American Insurance Group
Contractors Pollution Liability

The Contracting Services Environmental Liability Insurance Policy covers bodily injury, property damage, legal expense and clean-up costs resulting from pollution conditions associated with Contracting Services. This policy also provides coverage for liability associated with Non-Owned Disposal Sites, Transportation of the Insured’s product or waste and Owned Locations. This policy is suitable for many contractors, including General Contractors, Construction Managers and Specialty Trade. 

Learn more at Great American Insurance Group

 

Maximum coverage

  • USD
    $50M per pollution condition/$100M aggregate; Covers Contracting Services in the U.S. and Canada, including incidental foreign exposures

 

Minimum coverage

  • USD
    5,000
    (Up to three-year policy term)

 

This policy is suitable for:

  • General Contractors
  • Construction Managers
  • Specialty Trade Contractors
Specialty Trade Contractors:
  • • Drywall 

  • • Painting / Coating 

  • • Electrical 

  • • Heating, Ventilation and Air Conditioning (HVAC) 

  • • Plumbing 

  • • Mechanical 

  • • Glazer / Curtain-wall 

  • • Industrial Cleaning / Janitorial 

  • • Masonry / Concrete 

  • • Street and Road 

  • • Heavy Highway 

  • • Roofing 

  • • Utility 

  • • Excavation / Grading 

  • • Steel Erection 

  • • Drilling 

  • • Pile Driving 

  • • Demolition 

  • • Alternative Energy 

  • • Environmental 

Contracting Specific Claim Scenarios
 

Policy Benefits:

  • • Contracting services coverage provided on an occurrence basis 

  • • Completed operations coverage for jobs that are completed 

  • • Occurrence non-owned disposal sites coverage on an unscheduled and blanket basis 

  • • Occurrence in-bound and out-bound transportation coverage 

  • • Sudden and accidental Pollution Legal Liability for owned location(s) 

  • • Legal Expense is provided in addition to the Limit of Liability for all Insuring Agreements 

  • • First party discovery trigger for a pollution condition at a Job Site 

  • • Emergency Response Costs coverage 

  • • Mold Matter coverage available on an occurrence basis 

  • • Broad definition of Insured 

  • • Definition of Bodily Injury includes building related illness and medical and environmental monitoring 

  • • Definition of Insured includes the client of the insured when required by written contract 

  • • Punitive, multiplied, or exemplary damages, and civil fines, penalties and assessments, where insurable by law 

  • • Mediation credit 

  • • Replacement Costs include Green Building Materials 

  • • 90-day Automatic and three-year Optional Extended Reporting Period available 

  • • Cumis Counsel where entitled by law 

Great American Strengths

“Exceptional service ”
“ Expert Underwriting staff ”
“ Collaborative and solutions oriented ”
“ In-house claims team of licensed attorneys specializing in contractor’s pollution liability claims handling ”
“ In-house Risk Engineering offering valued-added services to our insureds ”
“ 24/7 Emergency Response support program for all insureds ”
“ A.M. Best Rating of A or better for over 110 years (A+ affirmed 10/28/20) ”