Farmers data puts deer risk in focus as agents approach September and October renewals
Mark Rosanes Sep 09, 2026Fraudulent claims already add roughly $900 a year to the average policy. Insurers say this bill could help reverse that
Carrier appetite has narrowed to the point where remarketing no longer changes the answer
Research suggests many vehicles needing calibration after a repair aren't getting it
Florida's personal auto loss ratio reached 52.5% in 2025 - that is the figure that tells brokers how far the market has moved since 2023's 31.7% rate jump
Commercial auto has lost money for 14 consecutive years. Small fleets have been hardest hit and had the fewest data tools to prove their risk quality. A program that underwrites on routing decisions from an app 1.2 million drivers already use changes what a careful small operator can show an underwriter
Alera Group P&C head says underwriters now want logs, maintenance records and proof of an active safety culture
New MGAs, expanding facilities, and unreliable long-term agreements are adding complexity beneath the rate reductions
Buying spree continues as major group benefits agency adds more P&C
Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.
Agility, tech, and niche expertise will be differentiators, says TMPAA head
In 2026, protection for affluent families is less about buying more coverage and more about building resilience