Catastrophe & Flood

Who really benefits from NFIP's $2.6bn annual subsidy?

Who really benefits from NFIP's $2.6bn annual subsidy?

A new report finds second homes and million-dollar properties capture far more than low-income homeowners

Mark Rosanes Sep 10, 2026
2026's calm cat year is luck, not a trend - Swiss Re

2026's calm cat year is luck, not a trend - Swiss Re

Reinsurer warns that a $320 billion peak-loss scenario remains on the table

Utah overtakes California and Florida as insurers pull back from homeowners fastest

Utah overtakes California and Florida as insurers pull back from homeowners fastest

Utah has become the epicenter of a homeowners insurance retreat that, until this year, was mostly associated with hurricane- and wildfire-battered Florida and California.

FEMA approves Colorado disaster aid - but not the individual assistance homeowners need

FEMA approves Colorado disaster aid - but not the individual assistance homeowners need

Colorado's FEMA declaration covers government and infrastructure costs only - the 324 households who lost homes to the Aspen Acres Fire are relying on private insurance, in a market where premiums have already doubled since 2018

Reinsurers post near-record returns, but the numbers have a catch

Reinsurers post near-record returns, but the numbers have a catch

Gallagher Re finds a record-low combined ratio and rising ROE masking a deteriorating underlying story

Insurers must brace for $171 billion in annual cat losses, study finds

Insurers must brace for $171 billion in annual cat losses, study finds

Six straight years above $100 billion and no US hurricane - that is the new baseline for global catastrophe losses

Los Angeles County hits State Farm with lawsuit over wildfire claims handling

Los Angeles County hits State Farm with lawsuit over wildfire claims handling

State Farm’s fractious relations with authorities may be about to get worse

California drops subrogation curb, sparing homeowners another rate hit

California drops subrogation curb, sparing homeowners another rate hit

Lawmakers shelved a wildfire proposal that insurers warned could add 10% to 20% to statewide homeowners' premiums

Bamboo Insurance files for IPO - what it means for brokers relying on its wildfire capacity

Bamboo Insurance files for IPO - what it means for brokers relying on its wildfire capacity

When Bamboo's S-1 lands, it will show loss ratios and capacity provider concentration that have never been publicly visible

IB TALK

Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond

Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.

How brokers can ride the next wave of MGA growth

Agility, tech, and niche expertise will be differentiators, says TMPAA head

Beyond insurance: Rethinking risk for high net worth families

In 2026, protection for affluent families is less about buying more coverage and more about building resilience

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